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San Mateo, CA Solar Energy: HOA Restrictions (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

State Law
CA Civil Code §714
Cost Impact Limit
Cannot increase by >$1,000
Efficiency Impact
Cannot decrease by >10%
South-Facing Roof
Cannot deny for aesthetics
Remedies
Damages + attorney's fees

Summary

California's Solar Rights Act (Civil Code 714) prohibits HOAs from effectively restricting solar panel installations. HOA rules cannot increase installation cost by more than $1,000 or reduce efficiency by more than 10%. San Mateo HOAs must comply.

714. (a) Any covenant, restriction, or condition contained in any deed, contract, security instrument, or other instrument affecting the transfer or sale of, or any interest in, real property, and any provision of a governing document, as defined in Section 4150 or 6552, that effectively prohibits or restricts the installation or use of a solar energy system is void and unenforceable.

(b) This section does not apply to provisions that impose reasonable restrictions on solar energy systems. However, it is the policy of the state to promote and encourage the use of solar energy systems and to remove obstacles thereto. Accordingly, reasonable restrictions on a solar energy system are those restrictions that do not significantly increase the cost of the system or significantly decrease its efficiency or specified performance, or that allow for an alternative system of comparable cost, efficiency, and energy conservation benefits.

(c) (1) A solar energy system shall meet applicable health and safety standards and requirements imposed by state and local permitting authorities, consistent with Section 65850.5 of the Government Code.

(2) Solar energy systems used for heating water in single family residences and solar collectors used for heating water in commercial or swimming pool applications shall be certified by an accredited listing agency as defined in the Plumbing and Mechanical Codes.

(3) A solar energy system for producing electricity shall also meet all applicable safety and performance standards established by the California Electrical Code, the Institute of Electrical and Electronics Engineers, and accredited testing laboratories such as Underwriters Laboratories and, where applicable, rules of the Public Utilities Commission regarding safety and reliability.

(d) For the purposes of this section:

(1) (A) For solar domestic water heating systems or solar swimming pool heating systems that comply with state and federal law, “significantly” means an amount exceeding 10 percent of the cost of the system, but in no case more than one thousand dollars ($1,000), or decreasing the efficiency of the solar energy system by an amount exceeding 10 percent, as originally specified and proposed.

(B) For photovoltaic systems that comply with state and federal law, “significantly” means an amount not to exceed one thousand dollars ($1,000) over the system cost as originally specified and proposed, or a decrease in system efficiency of an amount exceeding 10 percent as originally specified and proposed.

(2) “Solar energy system” has the same meaning as defined in paragraphs (1) and (2) of subdivision (a) of Section 801.5.

Source: CA Solar Rights Act — CC §714View official code

Full Breakdown

Solar installations in San Mateo HOA communities are protected by California's Solar Rights Act (Civil Code Section 714). HOAs cannot prohibit or unreasonably restrict solar energy systems. Reasonable aesthetic requirements are permitted but cannot increase cost by more than $1,000 or decrease efficiency by more than 10%. HOAs cannot require ground-mounted systems when rooftop is feasible, cannot deny south-facing roof placement for aesthetics alone, and cannot delay approval beyond reasonable architectural review timeframes. Violations make the HOA liable for actual damages and attorney's fees. San Mateo's tech-savvy community has high solar adoption rates.

Violations & Fines

HOA restrictions violating the Solar Rights Act are void. Homeowners may pursue legal action. HOAs liable for damages and attorney's fees.

Frequently Asked Questions

Can my HOA block solar panels?
No. The Solar Rights Act prohibits HOAs from effectively restricting solar installations. Limited aesthetic requirements are allowed.
What restrictions can my HOA impose?
Only restrictions that do not increase cost by more than $1,000 or decrease efficiency by more than 10%.
What if my HOA denies my application?
A denial violating the Solar Rights Act is void. You may install and the HOA may be liable for damages and attorney's fees.

Sources & Official References

Other rules in San Mateo

All San Mateo rules

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