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Florida Statewide Rule

Florida Charitable Bingo Law Caps Prizes and Proceeds

Some RestrictionsApplies statewide across Florida (2026)

Key Facts

Governing statute
Fla. Stat. § 849.0931
Eligible groups
Nonprofit/charitable/veterans' orgs, active 3+ years
Jackpot cap
$250, max 3 per session
Other prizes
Capped at $50 each
Regular bingo frequency
No more than 2 days per week
Workers
Unpaid bona fide members only
First offense penalty
First-degree misdemeanor
Last verified: August 21, 2026

Summary

Florida lets charitable, nonprofit, and veterans' organizations run bingo without applying for any state gaming license: the statute itself sets the eligibility bar and the limits. A group must have operated for three years, donate every dollar of net proceeds to its charitable work, cap jackpots at $250 with no more than three per session, cap every other prize at $50, and hold games no more than two days a week, under Fla. Stat. § 849.0931.

None of the provisions of this chapter shall be construed to prohibit or prevent charitable, nonprofit, or veterans' organizations engaged in charitable, civic, community, benevolent, religious, or scholastic works or other similar endeavors, which organizations have been in existence and active for a period of 3 years or more, from conducting bingo games or instant bingo, provided the entire proceeds derived from the conduct of such games, less actual business expenses for articles designed for and essential to the operation, conduct, and playing of bingo or instant bingo, are donated by such organizations to the endeavors mentioned above... Except for instant bingo, which is not limited by this subsection, the number of days per week during which organizations authorized under this section may conduct bingo shall not exceed two... a jackpot shall not exceed the value of $250 in actual money or its equivalent, and there shall be no more than three jackpots in any one session of bingo... All other game prizes shall not exceed $50.

Full Breakdown

Section 849.0931 is Florida's carve-out from the general gambling ban for bingo, and it is self-executing: an organization qualifies by meeting the statute's own conditions, not by filing for a state gaming license. Eligible groups are "charitable, nonprofit, or veterans' organizations" engaged in charitable, civic, community, benevolent, religious, or scholastic work, and each must have "been in existence and active for a period of 3 years or more" before it can run a game. In exchange, "the entire proceeds derived from the conduct of such games, less actual business expenses for articles designed for and essential to the operation," must go to the organization's charitable endeavors, the money cannot be diverted to anything else.

Prize sizes are capped by statute, not by house choice: a jackpot "shall not exceed the value of $250," with no more than three jackpots in a single session, and "all other game prizes shall not exceed $50." Regular bingo is limited to two days a week per organization, though instant bingo (pull-tab tickets opened to reveal a preset winning pattern) is carved out of that day count. Every worker, caller, card seller, floor help, must be an unpaid, bona fide member of the sponsoring organization living in the county or within 15 miles of where the game is held; the statute bars paying anyone "in any way for operation of such game." No one under 18 may play or work a game. A hall can be leased for bingo only under a lease of at least one year that does not pay the landlord a cut of the proceeds and does not exceed the local market rent, a guard against a for-profit operator fronting as the "landlord." Distributors of instant-bingo stock must keep invoices for three years.

A separate statute, § 849.0935, covers raffles and other drawings-by-chance run by 501(c)(3)/(4)/(7)/(8)/(10)/(19) nonprofits; it governs disclosure and anti-fraud rules for raffles rather than bingo's prize and frequency caps, so it is not the operative provision for a bingo-specific question.

Violations & Penalties

Willfully and knowingly violating any part of § 849.0931, running an unqualified game, exceeding the jackpot or frequency caps, paying a worker, or diverting proceeds, is a first-degree misdemeanor under §§ 775.082/775.083 (up to one year in jail, up to a $1,000 fine). A second or subsequent violation escalates to a third-degree felony under §§ 775.082/775.083/775.084 (up to five years). Because no license is ever issued, there is no permit to suspend or revoke; enforcement runs entirely through criminal prosecution.

Frequently Asked Questions

Does a Florida charity need a state license to run bingo?
No. Section 849.0931 does not create a licensing board or permit process: an organization is authorized automatically once it meets the statute's own conditions: three years of active nonprofit existence, proceeds donated to its charitable work, and unpaid volunteer staffing. There is no application to file or fee to pay before holding a game.
How big can a bingo jackpot be in Florida?
A jackpot is capped at $250 in money or its equivalent, and an organization may award no more than three jackpots in a single session. Every other prize offered during the game, anything short of the jackpot, is capped separately at $50 under the same section.
How often can an organization hold bingo games?
Regular bingo is limited to no more than two days per week per organization. Instant bingo (pull-tab tickets) is specifically excluded from that two-day cap, so an organization can sell instant-bingo tickets on additional days without violating the frequency limit that applies to drawn-number bingo.
Can bingo workers be paid a wage?
No. Every person involved in conducting the game, caller, card seller, or floor worker, must be an unpaid, bona fide member of the sponsoring organization who lives in the county or within 15 miles of the game location. The statute bars compensating anyone in any way for running the game.

Sources

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