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Indiana Statewide Rule

Indiana Lake Michigan Shoreline & Navigable Waterway Construction Permits

Some RestrictionsApplies statewide across Indiana (2026)

Key Facts

Statute
IC 14-29-1-8
Agency
Indiana DNR, Division of Water
Applies to
Lake Michigan navigable waterway
Permit trigger
Structure, fill, or extraction
Shoreline boundary
OHWM under IC 14-29-1-9
Last verified: July 31, 2026

Summary

Building a permanent structure in, or removing water or material from, Lake Michigan or any Indiana navigable waterway requires a permit from the Department of Natural Resources under IC 14-29-1-8, with separate ordinary-high-water-mark rules for the Lake Michigan shoreline.

Sec. 8. (a) A person, other than a public or municipal water utility, may not: (1) place, fill, or erect a permanent structure in; (2) remove water from; or (3) remove material from; a navigable waterway without a permit from the department. (b) An application for a permit under this section must be made in a manner prescribed by rule. (c) The department shall issue a permit if the issuance of the permit will not do any of the following: (1) Unreasonably impair the navigability of the waterway. (2) Cause significant harm to the environment. (3) Pose an unreasonable hazard to life or property.

Full Breakdown

Indiana treats Lake Michigan as a navigable waterway, so shoreline and in-water construction falls under IC 14-29-1. Section 8 bars any person, other than a public or municipal water utility, from placing, filling, or erecting a permanent structure in, or removing water or material from, a navigable waterway without a permit from the Department of Natural Resources, Division of Water. The DNR issues the permit only where the work will not unreasonably impair navigability, cause significant harm to the environment, or pose an unreasonable hazard to life or property. Section 9 lets the DNR fix the ordinary high water mark along Lake Michigan, and the IDNR Lake Michigan Coastal Program coordinates federal consistency review for coastal projects.

Violations & Penalties

Placing a permanent structure, filling, or extracting water or material in Lake Michigan or another navigable waterway without a DNR permit exposes the owner to removal and restoration orders and civil penalties.

Frequently Asked Questions

Do I need a state permit to build on the Lake Michigan shoreline?
Yes. Placing a permanent structure in or along Lake Michigan requires a permit from the Indiana Department of Natural Resources under IC 14-29-1-8; the lake is treated as a navigable waterway.
When will the DNR approve a Lake Michigan construction permit?
The DNR issues the permit only if the work will not unreasonably impair navigability, cause significant harm to the environment, or pose an unreasonable hazard to life or property.
Who sets the boundary of state jurisdiction along Lake Michigan?
Under IC 14-29-1-9 the DNR may adopt rules to identify the ordinary high water mark along Lake Michigan, which marks the landward edge of its permitting jurisdiction.

Sources

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