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Missouri Statewide Rule

Missouri Charitable Bingo Licensing Law

Significant RestrictionsApplies statewide across Missouri (2026)

Key Facts

Enforcing agency
Missouri Gaming Commission, Charitable Games Division
Eligibility
5 years continuous existence, 20 bona fide members
Annual license fee
$50, paid to the gaming commission fund
License term
Expires one year from date of issuance
Game limits
Max 62 games per session, cards capped at $1
Schedule limits
2 bingo days per week; no play 1-7 a.m.
Felony penalty
Class E felony for diverting net receipts
Last verified: August 21, 2026

Summary

Missouri lets religious, charitable, fraternal, veteran, and service groups run bingo only after the Missouri Gaming Commission issues a license under RSMo Chapter 313. An organization needs five years of continuous existence and twenty bona fide members, pays a $50 annual fee, and diverting net receipts from charity work is a class E felony under RSMo 313.040.

Mo. Const. art. III, § 39(a): "The game commonly known as bingo when conducted by religious, charitable, fraternal, veteran or service organizations is not a lottery or gift enterprise within the meaning of subdivision (9) of section 39 of this article if the general assembly authorizes by law that religious, charitable, fraternal, service, or veteran organizations may conduct the game commonly known as bingo, upon the payment of the license fee and the issuance of the license as provided for by law." ... RSMo § 313.010.1: "Any bona fide religious, charitable, fraternal, veteran or service organization, which has been in existence for at least five years immediately prior to making an application for a license and which, during that period, has had twenty bona fide members, may conduct the game of bingo upon receiving a license from the commission."

Full Breakdown

The Missouri Constitution carves bingo out of the state's general lottery ban. Article III, Section 39(a) declares that bingo run by a religious, charitable, fraternal, veteran, or service organization "is not a lottery or gift enterprise" under the constitution's Section 39(9) prohibition, so long as the legislature licenses it and net receipts go only to charitable, religious, or philanthropic purposes. The legislature did exactly that in RSMo Chapter 313, administered by the Missouri Gaming Commission's Charitable Games Division (authority moved there from the Department of Revenue after June 30, 1994, under RSMo 313.004).

To qualify for a standard license under RSMo 313.010, an organization must have existed continuously for at least five years and had twenty bona fide members throughout that period; up to five otherwise-eligible unlicensed groups may combine on one joint application. RSMo 313.015 sets the annual license fee at $50, paid into the state treasury's gaming commission fund, with the license expiring one year to the day after issuance; a special license for a single fair, picnic, or festival week costs $25. Groups that only run pull-tab card games on 15 or fewer occasions a year can instead take an abbreviated license at $10 per occasion, an "occasion" being any event under 24 hours.

RSMo 313.040 sets the operating rules: no more than 62 games per session, no card priced over $1, only two bingo days per week per license, and no play between 1:00 a.m. and 7:00 a.m. Only unpaid members who have belonged at least six months may run the games, and no one under 16 may play or operate one. Diverting net receipts away from the licensed charitable purpose is a class E felony; lending out bingo proceeds without authorization is a class C misdemeanor. Falsifying a license application is a class A misdemeanor under RSMo 313.020 and permanently bars that person from any future role in a licensed game.

Violations & Penalties

Running bingo for profit or letting net receipts leak outside the charitable purpose is a class E felony under RSMo 313.040. Lending out proceeds without commission authorization is a class C misdemeanor. Lying on a license application is a class A misdemeanor under RSMo 313.020 that permanently bars the applicant from ever holding a license or helping manage a licensed game again. The Missouri Gaming Commission can also deny, suspend, or revoke a license under RSMo 313.052.

Frequently Asked Questions

Does a church or nonprofit need a state license to run a bingo night in Missouri?
Yes. Missouri's constitution exempts bingo from the state lottery ban only when a religious, charitable, fraternal, veteran, or service group holds a license from the Missouri Gaming Commission under RSMo Chapter 313. The group must have existed at least five years with twenty bona fide members, and pays a $50 annual license fee under RSMo 313.015. Running bingo without that license is not a protected charitable activity: it's an unlicensed lottery.
How much can a Missouri bingo card cost, and how often can a group hold games?
RSMo 313.040 caps each bingo card at $1 and limits a licensee to two bingo days per week, with no more than 62 games run in a single session. Play is barred between 1:00 a.m. and 7:00 a.m., and every game must use disposable paper cards or a commission-approved electronic card-monitoring device, no unapproved equipment.
Can a small nonprofit that only sells pull-tabs get a cheaper license?
Yes. RSMo 313.010 lets an organization that runs pull-tab card games on no more than 15 occasions a year take an abbreviated license instead of a full bingo license, at $10 per occasion rather than the $50 annual fee. It still needs the same five-year, twenty-member history as a standard licensee: the abbreviated track only lowers the fee and paperwork, not the eligibility bar.
What happens if a licensed organization keeps bingo profits for itself?
Missouri Constitution Article III, Section 39(a) and RSMo 313.040 both require that net receipts go exclusively to the organization's charitable, religious, or philanthropic purpose. Diverting those funds elsewhere is a class E felony, and unauthorized loans of bingo proceeds are a class C misdemeanor. The Missouri Gaming Commission can also suspend or revoke the group's license under RSMo 313.052 for the same conduct.

Sources

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