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Montana Statewide Rule

Montana Licenses Card Tables in Bars and Taverns Statewide

Some RestrictionsApplies statewide across Montana (2026)

Key Facts

Table permit fee
$250 first table, $500 each additional (annual)
Dealer license fee
$75 first year, $25 annual renewal
Operating hours
Closed 2 a.m.–8 a.m. unless local ordinance allows
Prize cap
$800 per hand; games cannot be combined
Licensing agency
Dept. of Justice Gambling Control Division
Local authority
Cities/counties may not issue card-game permits
Authorized games
10 named games only, incl. poker and panguingue
Last verified: August 21, 2026

Summary

Montana never built freestanding card rooms: it licenses live card tables inside the bars, restaurants, and clubs that already hold on-premises liquor licenses. Under MCA 23-5-306, an operator with a Department of Justice gambling license pays $250 for the first live card table and $500 for each additional one, every year, with no proration. Cities and counties cannot issue their own card-game permits; that authority belongs entirely to the state.

The annual permit fee in lieu of taxes for each live card game table operated in a licensed operator's premises may not be prorated and must be: (a) $250 for the first table; and (b) $500 for each additional table. The department shall retain for administrative purposes $100 of the fee collected under this part for each live card game table. ... A person may not deal cards in a live card game of panguingue or poker without being licensed annually by the department.

Full Breakdown

A Montana "card room" is legally just a tavern with a state permit bolted onto it. MCA 23-5-306 lets any operator holding both a 23-5-177 gambling operator's license and an on-premises liquor license apply to the Department of Justice Gambling Control Division for an annual live card game table permit. The fee is flat and non-prorated: $250 for the first table, $500 for each additional table, of which the department keeps $100 per table for administration and sends the rest quarterly to the county or municipal treasurer where the table sits.

Only ten games qualify under MCA 23-5-311: bridge, cribbage, hearts, panguingue, pinochle, pitch, poker, rummy, solo, and whist, anything else on a permitted table is unauthorized gambling, not a card game exception. Every panguingue or poker table must run under a licensed dealer: MCA 23-5-308 bars anyone from dealing those two games without an annual department license, issued for a $75 first-year fee and $25 to renew, non-prorated, with the license required to be carried and shown on demand. MCA 23-5-309 ties it together, a live card game has to be played on a permitted table on a licensed operator's premises, and panguingue or poker specifically has to be dealt by that licensed dealer.

under MCA 23-5-307, though a city or county may adopt its own ordinance to allow play through those hours locally. No single hand's prize may exceed $800, and operators cannot combine games to push a payout past that cap (MCA 23-5-312). Crucially, MCA 23-5-321 strips local governments of any role in permitting: a city, town, or county may not issue card-game or card-table permits on its own, the entire licensing chain runs through the state department, not city hall.

Violations & Penalties

Dealing panguingue or poker without a department dealer license, running an unpermitted table, operating past the 2 a.m. cutoff without a local ordinance authorizing it, or paying out more than $800 on a hand are all violations of Part 3. MCA 23-5-331 makes a purposeful or knowing violation a misdemeanor punishable under MCA 23-5-161: up to a $500 fine for a first offense, escalating to $1,000 and possible jail time on a second conviction within five years, and a $10,000 fine plus permanent license revocation by a fourth conviction.

Frequently Asked Questions

Can a Montana city or county license its own card room?
No. MCA 23-5-321 specifically bars cities, towns, and counties from issuing permits for live card games or card tables. Every live card table permit and every card dealer license in Montana comes from the Department of Justice Gambling Control Division under MCA 23-5-306 and 23-5-308, not from local government.
What card games can a Montana bar legally offer?
Only ten: bridge, cribbage, hearts, panguingue, pinochle, pitch, poker, rummy, solo, and whist, per MCA 23-5-311. Any other card game offered for money on a permitted table falls outside the Card Games Act and counts as unauthorized gambling, regardless of what the house calls it.
How much does it cost to add a poker table to a Montana bar?
The state permit runs $250 for the first live card game table and $500 for each additional table per year, non-prorated, under MCA 23-5-306. A licensed dealer for panguingue or poker separately pays $75 the first year and $25 annually to renew under MCA 23-5-308.
Can a bar run its card tables all night?
Not by default. MCA 23-5-307 requires live card game tables to close between 2 a.m. and 8 a.m. daily. A city or county can adopt a local ordinance allowing play during those hours, but absent one, the statewide closure applies.

Sources

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