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New Jersey Statewide Rule

New Jersey Bars HOA Solar Bans on Owner-Maintained Roofs, With a 10 Percent Cost Ceiling on Rules

Few RestrictionsApplies statewide across New Jersey (2026)

Key Facts

Statute
N.J.S.A. 45:22A-48.2, enacted by L.2007, c.153, effective August 21, 2007
Roofs protected
Solely owned single-family roofs not designated common elements, and townhouse roofs the owner must repair
Cost ceiling on association rules
No rule may raise installation or maintenance cost by an estimated 10 percent or more of the total initial installation cost, labor and equipment included
Efficiency floor
No rule may inhibit the collectors from functioning at their intended maximum efficiency
Permitted association rules
Installer qualifications, certification and insurance; roof location; concealment of supports, fixtures and piping; color harmonization; aggregate size, coverage or number
Developer-controlled associations
Exempt until control is surrendered to owners under N.J.S.A. 45:22A-47
Enforcing agency
Commissioner of Community Affairs, under N.J.S.A. 45:22A-38
Penalty range
$250 to $50,000 per violation
Last verified: September 1, 2026Source: Justia Law

Summary

N.J.S.A. 45:22A-48.2 forbids a New Jersey community association from adopting or enforcing any restriction, covenant, bylaw, rule or regulation that prohibits solar collectors on two specific roofs: the roof of a solely owned single-family dwelling that the governing documents do not designate a common element, and the roof of a townhouse the owner is responsible for repairing. The association keeps five listed areas of regulation, but no rule may raise installation or maintenance cost by more than an estimated 10 percent of the total initial installation cost, and no rule may inhibit the collectors from functioning at their intended maximum efficiency. The section does not apply while the developer still controls the association, and the Commissioner of Community Affairs enforces it with fines of $250 to $50,000 per violation.

a. An association formed for the management of commonly-owned elements and facilities, regardless of whether organized pursuant to section 1 of P.L.1993, c.30 (C.45:22A-43), shall not adopt or enforce a restriction, covenant, bylaw, rule or regulation prohibiting the installation of solar collectors on certain roofs of dwelling units, as follows: A roof of a single-family dwelling unit which is solely owned by an individual or individuals, and which is not designated as a common element or common property in the governing documents of an association; and A roof of a townhouse dwelling unit ... and the repair of the roof for the townhouse dwelling unit is designated as the responsibility of the owner and not the association in the governing documents. ... c. (1) An association shall not adopt and shall not enforce any rule related to the installation or maintenance of solar collectors, if compliance with a rule or rules would increase the solar collectors' installation or maintenance costs by an amount which is estimated to be greater than 10 percent of the total cost of the initial installation of the solar collectors, including the costs of labor and equipment. (2) An association shall not adopt and shall not enforce any rule related to the installation or maintenance of solar collectors, if compliance with such rules inhibits the solar collectors from functioning at their intended maximum efficiency.

Full Breakdown

The statute is P.L.2007, c.153, effective August 21, 2007. It is written as a ban on the association rather than as a permission to the owner, and it applies to any association formed for the management of commonly-owned elements and facilities "regardless of whether organized pursuant to section 1 of P.L.1993, c.30 (C.45:22A-43)," so an older New Jersey homeowners association that predates the 1993 organizational rules is still covered.

The protection is tied to who owns and maintains the roof, not to the type of community. Two roofs qualify. The first is the roof of a single-family dwelling unit solely owned by an individual or individuals and not designated as a common element or common property in the governing documents. The second is the roof of a townhouse dwelling unit, which the section defines for this purpose as a single-family unit built with attached walls to another such unit on at least one side, extending from the foundation to the roof, with at least two sides unattached to any other building, and whose roof repair the governing documents assign to the owner rather than the association. That second definition is the one that decides most New Jersey cases. In a typical Somerset or Middlesex County townhouse development where the association repairs and replaces the roofs, the roof does not qualify, and the association may still refuse solar outright. Where the master deed puts roof repair on the unit owner, it does qualify.

Subsection b. leaves the board five specific levers, and only five: the qualifications, certification and insurance requirements of the personnel or contractors doing the installation; the location where collectors may be placed on the roof; concealment of the collectors' supportive structures, fixtures and piping; color harmonization of the collectors with the structures or landscaping in the development; and the aggregate size, coverage or total number of collectors. A New Jersey board can therefore require a licensed and insured installer and can require that conduit and mounting rails be concealed. It cannot demand a ground-mounted array instead, and it cannot invent a sixth category of restriction.

Subsection c. is the enforcement teeth for the owner. Paragraph (1) voids any rule whose compliance cost is estimated to exceed 10 percent of the total cost of the initial installation, including the costs of labor and equipment. On a $22,000 residential array, that means the association's screening, color-matching and placement conditions cannot together add more than roughly $2,200. Paragraph (2) independently voids any rule if compliance inhibits the collectors from functioning at their intended maximum efficiency. A rear-roof-only placement rule on a north-facing rear slope fails paragraph (2) even if it costs nothing, because it cuts production rather than cost.

Subsection e. carves out associations still under developer control as provided in N.J.S.A. 45:22A-47. During that transition period, before the developer surrenders control to the owners, the solar protection does not apply, which matters in newly built New Jersey developments where the sponsor still appoints the executive board.

Violations & Penalties

A. 45:22A-38. 00 per violation. The commissioner, through the agency, may levy and collect the penalty only after giving the person alleged to be in violation an opportunity to appear and be heard personally or through counsel, and after a finding of guilt. S. , and the agency may compromise a civil penalty where the gravity of the offense does not warrant the full fine. A. A. 46:8B-14(k), which must be staffed by someone other than an officer, a governing board member, or an owner involved in the dispute.

Frequently Asked Questions

Does the New Jersey solar law apply to my condominium roof?
Only if the roof is not a common element. Section 45:22A-48.2 protects the roof of a solely owned single-family dwelling that the governing documents do not designate as a common element or common property, and the roof of a townhouse whose repair the documents assign to the owner. A stacked condominium building with an association-maintained roof falls outside the protection.
My association wants matching black frames and hidden conduit. Is that allowed?
Yes, within limits. Subsection b. lets an association regulate concealment of the collectors' supportive structures, fixtures and piping and the color harmonization of the collectors with the structures or landscaping. But subsection c. voids the requirement if compliance is estimated to add more than 10 percent to the total initial installation cost, or if it cuts the array below its intended maximum efficiency.
Can the board tell me the panels must go on the back of the house?
It can regulate the location where collectors may be placed on the roof under subsection b.(2), but that power is capped by subsection c.(2). If moving the array to the specified slope inhibits it from functioning at its intended maximum efficiency, the placement rule cannot be adopted or enforced against you.
What if the developer still runs my association?
Subsection e. states the section does not apply to associations under the control of the developer as provided under N.J.S.A. 45:22A-47. In a new New Jersey development where the sponsor still appoints the executive board, the solar protection does not attach until control is surrendered to the owners.
Who do I complain to if my association ignores the statute?
The Commissioner of Community Affairs enforces the section under N.J.S.A. 45:22A-38, which carries a fine of not less than $250 and not more than $50,000 per violation. The commissioner must first give the association an opportunity to appear and be heard, personally or through counsel.
Does the statute cover solar water heating as well as electric panels?
The section speaks of "solar collectors" without distinguishing photovoltaic panels from thermal collectors, so a roof-mounted solar hot water collector on a qualifying roof is covered by the same language and the same 10 percent and maximum-efficiency limits.

Sources

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