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Costa Mesa, CA Accessory Structures: ADU Owner Occupancy (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Owner-occupancy applies to
Junior ADUs only, not standard ADUs
Owner may live in
Either the primary home or the JADU
Exempt owners
Government agency, land trust, housing organization
Enforcement mechanism
Recorded covenant with county recorder
Governing section
Costa Mesa Municipal Code § 13-35(c)(3)

Summary

Costa Mesa requires the owner of a lot with a Junior ADU to live in either the primary home or the Junior ADU as a primary residence under Municipal Code § 13-35(c)(3). Standard ADUs carry no such owner-occupancy requirement; only Junior ADUs trigger it, with an exception for government agencies, land trusts, and housing organizations.

(3) Owner occupancy requirement. The owner of a parcel proposed for a Junior ADU shall occupy as a primary residence either the primary dwelling unit or the Junior ADU. Owner-occupancy is not required if the owner is a governmental agency, land trust, or "housing organization" as that term is defined in Government Code section 65589.5(k)(2), as that section may be amended from time to time.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4894290; v9 updated 2025-11-18).

Full Breakdown

' The owner isn't required to live in both, just one of the two units, and can move between them over time as long as one remains their primary residence. 5(k)(2). The rule is enforced through a recorded document: before final inspection and occupancy of a Junior ADU, the owner must file a covenant with the county recorder, in a form approved by the city attorney, that restricts the Junior ADU from being sold separately from the primary residence and confirms the JADU is 'legal only as long as either the primary residence or the JADU is occupied by the owner of record,' unless a government agency, land trust, or housing organization owns it.

That covenant also restricts the Junior ADU to the maximum size allowed under section 13-35 and binds successive owners of the property, so a buyer who purchases the home inherits the same occupancy obligation. Standard ADUs, by contrast, carry no owner-occupancy requirement anywhere in section 13-35, a distinction the city draws explicitly between the two unit types.

Violations & Fines

Failing to maintain owner occupancy of either the primary residence or the Junior ADU breaches the recorded covenant required by § 13-35(c)(3) and (d)(5), which can trigger legal action against the property owner under the covenant's own terms as well as prosecution as a zoning violation under § 13-16, punishable as an infraction (fines up to $500 for repeat offenses under § 1-33) or misdemeanor carrying up to $1,000 and six months in jail.

Frequently Asked Questions

Do I have to live in my house if I build a Junior ADU in Costa Mesa?
You have to occupy either the primary dwelling or the Junior ADU as your primary residence, not necessarily both, under § 13-35(c)(3). You can live in the JADU and rent out the main house, or vice versa, as long as one remains your primary residence.
Does a standard ADU in Costa Mesa require owner occupancy?
No. Section 13-35(c)(3)'s owner-occupancy requirement applies only to Junior ADUs. A standard, larger accessory dwelling unit built under subsection (b) of § 13-35 carries no requirement that the property owner live on site at all, consistent with state ADU law removing owner-occupancy mandates for standard ADUs statewide.
Who is exempt from the Junior ADU owner-occupancy rule?
A governmental agency, land trust, or 'housing organization' as defined in Government Code § 65589.5(k)(2) does not have to meet the owner-occupancy requirement for a Junior ADU. All other property owners must record a covenant confirming ongoing occupancy before final inspection.

Sources & Official References

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