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San Antonio, TX Accessory Structures: ADU Owner Occupancy (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Owner-occupancy mandate
Owner must live in main home or ADU
Rent restriction
No rent charged on owner-occupied unit
Proof required
Notarized affidavit before permit issuance
Recording requirement
Covenant recorded with county recorder
Governing section
UDC Sec. 35-371(a)(1)

Summary

San Antonio requires the property owner to live in either the main house or the accessory dwelling as a permanent residence under UDC Sec. 35-371(a)(1), and bars charging rent on the owner-occupied unit. Owners must sign a notarized affidavit and record a covenant binding future owners to the occupancy condition.

(a)Generally.(1)The property owner, which shall include title holders and contract purchasers, must occupy either the principal unit or the accessory dwelling as their permanent residence, and shall at no time receive rent for the owner-occupied unit. "Owner occupancy" means a property owner, as reflected in title records, makes his or her legal residence at the site, as evidenced by voter registration, vehicle registration, or similar means. The property owner shall sign an affidavit before a notary public affirming that the owner occupies either the main building or the accessory dwelling. The applicant shall provide a covenant suitable for recording with the county recorder, providing notice to future owners or long term leases of the subject lot that the occupancy of the accessory dwelling unit is predicated upon the occupancy of either the accessory dwelling or the principal dwelling by the owner of the property.(2)No accessory dwelling shall be constructed, used or occupied unless and until an accessory dwelling permit is issued.

Full Breakdown

Sec. 35-371(a)(1) of the Unified Development Code ties every accessory dwelling permit to owner occupancy. The property owner, defined to include title holders and contract purchasers, must make either the principal unit or the accessory dwelling their permanent legal residence, and can never collect rent on the unit the owner occupies. "Owner occupancy" is proven through title records plus evidence such as voter registration or vehicle registration showing the owner's legal residence is at the site. Before the city will issue an accessory dwelling permit, the owner must sign an affidavit before a notary public affirming that they occupy either the main building or the accessory dwelling.

The applicant must also record a covenant with the county recorder that puts future owners and long-term tenants on notice that occupancy of the accessory dwelling is conditioned on owner occupancy of either the accessory unit or the principal dwelling. Because the covenant runs with the land, the owner-occupancy condition survives a sale; a new owner who wants to keep renting out the accessory dwelling must personally satisfy the same occupancy requirement or the arrangement falls out of compliance. The requirement applies to both attached and detached accessory dwellings authorized under Sec.

35-371 and works alongside the separate permit requirement in subsection (a)(2), which bars construction, use, or occupancy of any accessory dwelling before a permit issues.

Violations & Fines

Renting out both the principal dwelling and the accessory unit with no owner in residence, or failing to record the required covenant, breaches the Sec. 35-371(a)(1) condition and is enforced as an Article III zoning violation under Sec. 35-491(c)(2): a $100 to $2,000 daily criminal fine, rising to $200 on a second conviction and $300 on later ones, plus a possible civil penalty of up to $1,000 per day.

Frequently Asked Questions

Does the owner have to live in a San Antonio accessory dwelling unit?
The owner must live in either the main house or the accessory dwelling as their permanent legal residence, proven by title records plus voter or vehicle registration. They cannot collect rent on whichever unit they personally occupy, per UDC Sec. 35-371(a)(1).
What paperwork does San Antonio require before an ADU permit issues?
A notarized affidavit affirming owner occupancy of either the main building or the accessory dwelling, plus a covenant recorded with the county recorder that notifies future owners and long-term tenants that occupancy of the accessory dwelling depends on continued owner occupancy of one of the two units.
Does the owner-occupancy rule follow the property when it's sold?
Yes. The recorded covenant under Sec. 35-371(a)(1) runs with the land, so a buyer who wants to keep renting the accessory dwelling must personally satisfy the same owner-occupancy requirement or the arrangement is out of compliance with the permit.

Sources & Official References

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