San Antonio, TX Accessory Structures: ADU Owner Occupancy (2026)
Key Facts
- Owner-occupancy mandate
- Owner must live in main home or ADU
- Rent restriction
- No rent charged on owner-occupied unit
- Proof required
- Notarized affidavit before permit issuance
- Recording requirement
- Covenant recorded with county recorder
- Governing section
- UDC Sec. 35-371(a)(1)
Summary
San Antonio requires the property owner to live in either the main house or the accessory dwelling as a permanent residence under UDC Sec. 35-371(a)(1), and bars charging rent on the owner-occupied unit. Owners must sign a notarized affidavit and record a covenant binding future owners to the occupancy condition.
(a)Generally.(1)The property owner, which shall include title holders and contract purchasers, must occupy either the principal unit or the accessory dwelling as their permanent residence, and shall at no time receive rent for the owner-occupied unit. "Owner occupancy" means a property owner, as reflected in title records, makes his or her legal residence at the site, as evidenced by voter registration, vehicle registration, or similar means. The property owner shall sign an affidavit before a notary public affirming that the owner occupies either the main building or the accessory dwelling. The applicant shall provide a covenant suitable for recording with the county recorder, providing notice to future owners or long term leases of the subject lot that the occupancy of the accessory dwelling unit is predicated upon the occupancy of either the accessory dwelling or the principal dwelling by the owner of the property.(2)No accessory dwelling shall be constructed, used or occupied unless and until an accessory dwelling permit is issued.
Full Breakdown
Sec. 35-371(a)(1) of the Unified Development Code ties every accessory dwelling permit to owner occupancy. The property owner, defined to include title holders and contract purchasers, must make either the principal unit or the accessory dwelling their permanent legal residence, and can never collect rent on the unit the owner occupies. "Owner occupancy" is proven through title records plus evidence such as voter registration or vehicle registration showing the owner's legal residence is at the site. Before the city will issue an accessory dwelling permit, the owner must sign an affidavit before a notary public affirming that they occupy either the main building or the accessory dwelling.
The applicant must also record a covenant with the county recorder that puts future owners and long-term tenants on notice that occupancy of the accessory dwelling is conditioned on owner occupancy of either the accessory unit or the principal dwelling. Because the covenant runs with the land, the owner-occupancy condition survives a sale; a new owner who wants to keep renting out the accessory dwelling must personally satisfy the same occupancy requirement or the arrangement falls out of compliance. The requirement applies to both attached and detached accessory dwellings authorized under Sec.
35-371 and works alongside the separate permit requirement in subsection (a)(2), which bars construction, use, or occupancy of any accessory dwelling before a permit issues.
Violations & Fines
Renting out both the principal dwelling and the accessory unit with no owner in residence, or failing to record the required covenant, breaches the Sec. 35-371(a)(1) condition and is enforced as an Article III zoning violation under Sec. 35-491(c)(2): a $100 to $2,000 daily criminal fine, rising to $200 on a second conviction and $300 on later ones, plus a possible civil penalty of up to $1,000 per day.
Frequently Asked Questions
Does the owner have to live in a San Antonio accessory dwelling unit?
What paperwork does San Antonio require before an ADU permit issues?
Does the owner-occupancy rule follow the property when it's sold?
Sources & Official References
Other rules in San Antonio
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