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Merced County, CA Accessory Structures: ADU Owner Occupancy (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing section
Zoning Code § 18.62.100(F)
Owner-occupancy exception 1
JADU has separate sanitation facilities
Owner-occupancy exception 2
Owner is a public agency, land trust, or housing org
JADU size cap
500 square feet (§ 18.62.100(C))
Deed restriction required
Before building permit issuance
Applies to
Unincorporated Merced County only

Summary

Merced County requires the property owner to live on site, either in a junior accessory dwelling unit (JADU) or in the remaining part of the single-family home, before the county will treat the JADU as compliant. The rule sits in the county's ADU chapter, Section 18.62.100(F), and applies only to unincorporated county parcels.

These county ordinances apply to unincorporated areas of Merced County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

F. Owner Occupancy. The owner shall reside on the property in either the newly created JADU or the remaining portion of the single-family dwelling, unless the junior accessory dwelling unit has separate sanitation facilities or if the owner is a governmental agency, land trust, or housing organization.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4930839; v8 updated 2026-06-02).

Full Breakdown

100 of the Merced County Zoning Code sets standards specific to junior accessory dwelling units, which are unit-in-a-house conversions capped at 500 square feet under subsection C. Subsection F is the owner-occupancy trigger: the owner must reside on the property, in either the newly created JADU or the remaining portion of the single-family dwelling. The county carves out two exceptions: the requirement drops away if the JADU has its own separate sanitation facilities, or if the owner is a governmental agency, land trust, or housing organization rather than an individual.

This tracks a broader compliance package the county attaches to every JADU permit. 26. Subsection H requires a deed restriction recorded before the county issues a building permit, and that recorded restriction has to spell out four things: the 500-square-foot size cap and required kitchen facilities, that the restriction runs with the land and binds future owners, that owner-occupancy applies to either the JADU or the main house, and that the JADU cannot be conveyed apart from the single-family dwelling. Because this is a recorded deed restriction rather than a self-enforcing zoning setback, compliance is checked at the building-permit and title stages rather than through routine inspection.

The section was adopted by Ordinance 1990 Section 1 in 2020 and later amended by Ordinance 2062 in 2026, so the current text on the books reflects that most recent amendment.

Violations & Fines

A JADU built without the recorded deed restriction cannot legally receive a building permit from the Merced County Building Division: Section 18.62.100(H) makes the recordation a precondition, not a follow-up step. If an existing JADU is later found out of compliance with the owner-occupancy or no-separate-conveyance terms, the county treats it as a zoning violation subject to the county's standard code enforcement and nuisance-abatement process rather than a JADU-specific fine schedule.

Frequently Asked Questions

Do I have to live at the property if I build a JADU in unincorporated Merced County?
Yes, under Section 18.62.100(F) the owner must reside in either the JADU or the remaining part of the single-family home. The only exceptions are if the JADU has its own separate sanitation facilities, or if the owner is a government agency, land trust, or housing organization.
Can I sell my JADU separately from my house?
No. Section 18.62.100(G) bars separately conveying a JADU from the single-family dwelling on the parcel, except in a sale to a qualified buyer under Government Code Section 65852.26.
What paperwork does Merced County require before I can build a JADU?
Section 18.62.100(H) requires a deed restriction recorded on the property before the county issues a building permit, documenting the 500-square-foot size limit, kitchen requirements, owner-occupancy terms, and the no-separate-conveyance rule.

Sources & Official References

Other rules in Merced County

All Merced County rules

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