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Independence, MO Accessory Structures: ADU Rental Restrictions (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Minimum rental term
30 consecutive days
Short-stay exception
Approved B&B only, § 14-420
Non-owner ADUs
Must join Rental Ready Program
Scope
West Central Overlay District only

Summary

ADUs in Independence's West Central Overlay District can't be rented for under 30 days unless approved as a bed and breakfast, and any non-owner-occupied ADU falls under the city's Rental Ready program.

14-912-04-K.Short-Term Lodging. The accessory dwelling unit shall not be rented for periods of less than 30 days unless approved as a bed and breakfast in accordance with Section 14-420.14-912-04-L.Rental Occupancy. Any accessory dwelling unit or single-family residence that is not owner-occupied shall be subject to the Rental Ready Program of Chapter 4 of the City Code unless it is unoccupied.14-912-04-M.Owner Occupancy. The legal property owner of the lot shall be required to reside in either the primary residence or an accessory dwelling unit located on the lot, except for temporary absences not to exceed a combined total of six months in a calendar year. ADU and single-family residences cannot be rented at the same time. Exceptions to this requirement may be submitted by non-profit entities to the Community Development Director. The Community Development Director may approve the exception if reasonable documentation is submitted.14-912-04-N.Building Code. All ADUs shall comply with the currently adopted International Residential Code appendix related to "Tiny Houses."14-912-04-O.Notice to Neighboring Property Owners. All contiguous property owners shall receive 15 days notice of the plan to build an ADU. If more than 50 percent of contiguous property owners file a letter of protest with the City during the 15 day timeframe, the proposed ADU shall be treated under Section 14-912-02-D Special Uses. (Ord. No. 19618, § 1, 10-21-2024)

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 13).

Full Breakdown

UDO § 14-912-04-K blocks short-term/Airbnb-style use of a West Central Independence Overlay District ADU: rentals under 30 days are prohibited unless the unit secures bed-and-breakfast approval under § 14-420. Separately, § 14-912-04-L requires any ADU or single-family residence in the WCIOD that is not owner-occupied, unless vacant, to register under the Rental Ready Program in Chapter 4 of the City Code. Together the two provisions steer WCIOD ADUs toward either owner-occupied use or inspected long-term rental, closing off casual nightly-rental use.

Violations & Fines

Renting an ADU for stretches under 30 days without bed-and-breakfast approval is a zoning code violation subject to citation; operating a non-owner-occupied ADU without Rental Ready registration is a separate Chapter 4 violation enforceable by the City.

Frequently Asked Questions

Can I list my Independence ADU on Airbnb for weekend stays?
No, § 14-912-04-K bars rentals under 30 days unless the unit is approved as a bed and breakfast under § 14-420.
Do I need a rental license to lease out my ADU long-term?
Yes, § 14-912-04-L puts any non-owner-occupied ADU under the Rental Ready Program in Chapter 4 of the City Code.

Sources & Official References

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