Annapolis, MD Building Setbacks & Zoning: Lot Coverage Limits (2026)
Key Facts
- Residential IDA cap
- 50% of site
- Maritime IDA cap
- 80% of site
- I1 industrial IDA cap
- 95% of site
- Old small LDA/RCA lots
- 15%–25% capped
- Permeable paving
- can be exempted
Summary
Within Annapolis's Critical Area Overlay, impervious lot coverage is capped by underlying zoning district: from 50% for residential lots up to 95% for I1 industrial, with tighter grandfathered limits on small pre-1985 lots.
D. Lot coverage. Lot coverage in the IDA of the Critical Area shall be limited to the following maximum percentages of the development site: Residential — 50; P, PM, B1, B2, B3, BCE — 60; C1, C1A — 75; Maritime — 80; C2, C2A, C2P, MX — 90; I1 — 95.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 2025 Update 2).
Full Breakdown
Annapolis City Code § 21.54.080(D) caps lot coverage in the Intensely Developed Area of the Critical Area Overlay by zoning district: 50% for Residential, 60% for P, PM, B1, B2, B3 and BCE, 75% for C1/C1A, 80% for Maritime, 90% for C2/C2A/C2P/MX, and 95% for I1. Older small lots in the Limited Development or Resource Conservation Areas face lower grandfathered caps under § 21.54.150(J), 25% for parcels up to a half acre created before December 1, 1985, 15% for larger ones. Coverage is defined at § 21.72.010 to include all structures, parking pads, parking lots and pools; walks, driveways and fences are excluded, and permeable paving can be exempted if the Planning and Zoning Director approves it.
Violations & Fines
No permit issues if a project exceeds its district's cap; the Director of Planning and Zoning must find compliance with Chapter 21.54 before issuing any Critical Area permit under § 21.54.030.
Frequently Asked Questions
What counts as lot coverage in Annapolis?
Do these percentage caps apply citywide?
Sources & Official References
Other rules in Annapolis
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