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Dade City, FL Building Setbacks & Zoning: Lot Coverage Limits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing table
LDR Table 5.1-2 (residential districts)
RS-1 max coverage
40% principal, 25% accessory structures
RS-2/RS-3/RG-1/RG-2 max coverage
45% principal, 20% accessory
Townhomes (RS-2/RS-3/RG-1/RG-2)
up to 80% of development lot
CG and CBD business districts
up to 100% lot coverage
Residential table amended through
Ord. No. 2024-05, adopted 1-28-2025
Checked at
site plan / building permit review

Summary

Dade City's Land Development Regulations cap how much of a lot buildings and other impervious surfaces may cover, with the exact percentage set district by district in Table 5.1-2. In the RS-1 single-family district a lot is capped at 40% coverage by the principal structure plus 25% by accessory structures, while business districts like CG and CBD allow up to 100%.

MAX. LOT COVER (including accessory structures [1]) ... RS-1 Dwelling, single-family, detached 10,000 100 25 18 combined, no side less than 7 10 Sec. 5.2.2(B) 35 40% Principal Structure 25% Accessory Structures 4.0 ... (3)Lot Coverage. Lot coverage means the percentage of the lot covered by buildings and all other impervious surfaces including accessory structures, patios, decks, accessory dwelling units and sheds. It is calculated by dividing the square footage of all buildings and impervious surfaces, as measured from the outside of the structures at ground level, by the lot area.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 18 | Land Development Regulations: Supplement 1).

Full Breakdown

4(A)(3) of the LDRs defines lot coverage as the percentage of a lot covered by buildings and all other impervious surfaces, including accessory structures, patios, decks, accessory dwelling units and sheds, calculated by dividing the square footage of all buildings and impervious surfaces, measured from the outside of the structures at ground level, by the total lot area. 1-3 (Business Districts). In RS-1, the principal structure is capped at 40% and accessory structures at 25%. RS-2, RS-3, RG-1 and RG-2 hold single-family detached homes to 45% principal / 20% accessory, though single-family attached townhomes in those same districts are allowed up to 80% lot coverage on the townhome development lot.

1-3 sets RIO at 45%, CN at 50%, CH at 40%, ILW and IH at 60%, and CG and CBD at 100%, reflecting the more intensive, largely paved character expected downtown and along commercial corridors. The residential table carries an amendment note reading '(Ord. No. 2024-05, § 2, 1-28-2025)', and the business table carries '(Ord. No. 2016-02, § 3 (Exh. A), 2-23-2016)', so both are current as of those adoption dates; a property owner should confirm with the City Clerk's office that no later ordinance has revised a specific district's figures. 2(B) of the LDRs, which requires an accurate plan before any permit issues.

Violations & Fines

Lot coverage is checked at the plan and building-permit stage: the Building Official will not issue a permit for a site plan that exceeds the applicable district's percentage in Table 5.1-2 or 5.1-3. Construction that proceeds without a compliant permit is enforced under the code enforcement mechanism the LDRs point to, and Section 1.8.2 makes clear that any coverage violation carried over from the prior LDRs remains a violation subject to the penalties set in Ordinance 2010-27 or any later code enforcement ordinance the City adopts.

Frequently Asked Questions

What counts as lot coverage under Dade City's LDRs?
Per Section 5.2.4(A)(3), lot coverage is the percentage of a lot covered by buildings and all other impervious surfaces, including accessory structures, patios, decks, accessory dwelling units and sheds. It is figured by dividing the total square footage of those surfaces, measured from the outside of the structures at ground level, by the lot area.
What is the maximum lot coverage for a house in RS-1?
Table 5.1-2 caps the principal structure at 40% of the lot in the RS-1 district, with accessory structures such as sheds or detached garages separately capped at 25%. Those figures are the ceiling; a specific site plan can still be limited further by other LDR provisions.
Do commercial lots in Dade City have the same limit?
No. Table 5.1-3 sets business-district coverage well above the residential caps: CG and CBD allow up to 100% lot coverage, ILW and IH allow 60%, CN allows 50%, RIO allows 45%, and CH is capped at 40%, reflecting the more built-out character expected in those corridors.
What happens if a structure is built over the lot coverage cap?
The Building Official reviews site and construction plans before issuing a permit and will not approve one that exceeds the district's Table 5.1-2 or 5.1-3 percentage. Coverage built without a compliant permit is treated as a violation subject to the penalties in the City's code enforcement ordinance under LDR Section 1.8.2.

Sources & Official References

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