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Tracy, CA Building Setbacks & Zoning: Lot Coverage Limits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

RE zone maximum coverage
30% of the lot
LDR zone maximum coverage
45% of the lot
MDC and MDR zone maximum
65% of the lot
HDR zone maximum coverage
70% of the lot
Shade structure exclusion
Excluded citywide under § 10.08.3245
Coverage includes
Main house plus all accessory buildings

Summary

Tracy's Residential Estate zone caps building coverage, including accessory structures, at 30 percent of the lot, the tightest limit of any residential district in the city, while shade structures such as patio covers are excluded from the coverage calculation citywide under a separate rule.

10.08.1140 - Permissible lot coverage (RE). The maximum area of lots in the RE Zone to be covered by buildings, including accessory buildings, shall be thirty (30%) percent. ... 10.08.3245 - Lot coverage and shade structures. "Shade structures," shall not be included when calculating maximum aggregate lot coverage of all buildings in the RE, LDR, MDR, MDC, HDR or residential PUD zoning districts.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 69).

Full Breakdown

1140 sets permissible lot coverage in the RE (Residential Estate) Zone at a maximum of 30 percent of the lot, a figure that expressly includes accessory buildings along with the main house. 1630. 3245 carves out one specific exclusion: shade structures are not included when calculating the maximum aggregate lot coverage of all buildings, so patio covers and similar shade features do not count against an RE lot's 30 percent ceiling or any other zone's cap. 08. 3245.

Violations & Fines

Building beyond the applicable lot coverage percentage is caught at plan-check and building-permit review; a structure built in violation of TMC section 10.08.1140 or the parallel zone limits is subject to permit denial, a recorded notice of violation under section 1.16.010, and Chapter 1.04 code enforcement, including infraction fines escalating from $100 to $500 for repeated violations of the same section within a year, plus a correction order to remove or reduce the offending coverage.

Frequently Asked Questions

What percentage of my RE-zoned lot can I cover with buildings in Tracy?
A maximum of 30 percent, counting the main house and every accessory building together. TMC section 10.08.1140 sets this cap specifically for the RE (Residential Estate) Zone, the lowest lot coverage ceiling among Tracy's residential zoning districts.
Do patio covers count toward lot coverage limits in Tracy?
No. TMC section 10.08.3245 excludes shade structures from the calculation of maximum aggregate lot coverage in the RE, LDR, MDC, MDR, HDR and residential PUD zones, so a patio cover or similar shade feature does not reduce how much house and garage footprint a lot can still hold.
Is the lot coverage limit the same in every Tracy residential zone?
No, it scales with density. Tracy caps coverage at 30 percent in the RE zone, 45 percent in LDR, 65 percent in both MDC and MDR, and 70 percent in HDR, under sections 10.08.1140, 10.08.1240, 10.08.1330, 10.08.1440 and 10.08.1630 respectively.

Sources & Official References

Other rules in Tracy

All Tracy rules

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