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Augusta-Richmond County, GA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Bond required
$5,000, two sureties (§ 6-6-15)
Holding period
30 days before resale
Sign
three-ball pendant within 5 days
Inspection
warrantless, any time (§ 6-6-16)
Minimum age
no sales/pawns under 17
Non-bank lenders
treated as pawnbrokers (§ 6-6-23)
Penalty
misdemeanor plus permit revocation

Summary

Augusta-Richmond County requires every pawnbroker to post a $5,000 bond under County Code Tit. 6, § 6-6-15 before opening, on top of the business tax certificate all secondhand dealers need. Pawnbrokers must hold pawned goods for 30 days, post a three-ball sign, and let Sheriff's deputies search the premises without a warrant.

These county ordinances apply to unincorporated areas of Augusta-Richmond County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

In addition to the business tax certificate required by section 6-6-3 herein, it shall be unlawful for any person to engage in the business of pawn broking within Richmond County without giving bond, with two (2) good and approved securities, in the sum of five thousand dollars ($5,000.00), conditioned to make good all damages sustained by the carelessness, neglect or unfair dealing of such licensee. ... Any pawnbroker or person operating under a pawnbroker's license who takes goods on pawn or buys goods, taking full title thereto ... shall hold the goods so taken in pawn or purchase for at least 30 days before disposing of the goods by sale, transfer, shipment or otherwise. ... It shall be unlawful for any pawnbroker to fail to affix the usual pawnbroker's sign, a three-ball pendant, to his place of business, within five (5) days after receiving his pawnbroker's business tax certificate.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Recodification).

Full Breakdown

Section 6-6-15 conditions the bond on making good all damages sustained by the carelessness, neglect or unfair dealing of the licensee, requiring two good and approved sureties in addition to the certificate required by § 6-6-3. Section 6-6-16 lets any Richmond County Sheriff's deputy enter the premises at any time to search for missing or stolen articles or to make any inspection the chapter authorizes, without the formality of a search warrant, and § 6-6-17 subjects every pledged or purchased article, and every required record, to Sheriff inspection at all times.

Under § 6-6-18(a), a pawnbroker must hold goods taken in pawn or bought outright for at least 30 days before selling, transferring or shipping them, though that hold does not apply to books, DVDs, CDs, cassette tapes, audio records or video games; § 6-6-18(b) lets the Sheriff's Office place a law-enforcement hold on any item under investigation, which the pawnbroker must preserve until the hold is lifted or the item is seized as evidence. Section 6-6-19 lets the pawnbroker and the pawner agree on the loan amount and term, and § 6-6-20 allows the pawnbroker to sell unredeemed articles once 30 days pass the agreed redemption date.

Section 6-6-21 requires a numbered pawn ticket matching the transaction record at the time of pawning, and § 6-6-22 requires posting the traditional three-ball pendant sign within five days of receiving the business tax certificate. Section 6-6-23 sweeps in any money lender other than a bank or state-regulated institution, taxing and regulating them exactly as pawnbrokers. Minors under 17 cannot pawn or sell goods under § 6-6-14.

Violations & Fines

Failing to post the required bond, sign the pawn ticket, display the three-ball sign, or observe the 30-day holding period is punished under § 1-6-1's misdemeanor penalty as applied by § 6-6-24(a), plus revocation of the pawnbroker's regulatory permit. Refusing Sheriff access under § 6-6-16 or § 6-6-17, or accepting goods from anyone under 17, exposes the business to the same misdemeanor prosecution and permit revocation.

Frequently Asked Questions

How big a bond does a pawnshop need in Augusta-Richmond County?
Section 6-6-15 requires a $5,000 bond backed by two good and approved sureties before you can lawfully engage in pawn broking in Richmond County, on top of the business tax certificate required by section 6-6-3. The bond is conditioned on covering any damages caused by the pawnbroker's carelessness, neglect or unfair dealing, and it is separate from the certificate itself.
How long must a pawnshop hold an item before reselling it?
Section 6-6-18(a) requires a pawnbroker to hold any item taken in pawn, or purchased outright, for at least 30 days before disposing of it by sale, transfer or shipment. That rule does not cover books, DVDs, CDs, cassette tapes, audio records or video games, and the Sheriff's Office can extend the hold further by placing a law-enforcement hold on specific property under investigation.
Can Sheriff's deputies search a pawnshop without a warrant?
Yes. Section 6-6-16 requires every broker, pawnbroker and book dealer to admit any Sheriff's deputy performing official duties at any time to search for missing or stolen articles or to make any inspection the chapter authorizes, expressly without the formality of a search warrant, and section 6-6-17 makes every pledged item and every required record subject to that same inspection.
Does the sign requirement really mean a physical three-ball sign?
Yes. Section 6-6-22 makes it unlawful for a pawnbroker to fail to affix the usual pawnbroker's sign, described in the code as a three-ball pendant, to the place of business within five days of receiving the pawnbroker's business tax certificate. Skipping the sign is a separate violation from failing to post the required bond or observe the 30-day holding period.

Sources & Official References

Other rules in Augusta-Richmond County

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