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Bannock County, ID Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License required
Before operating (§ 5.12.040)
Bond
$10,000.00 surety bond
License fee
$50.00 per quarter
Records report
Weekly to county sheriff
Max penalty
$300 fine and/or 30 days jail
License lapses
After 90 days unused

Summary

In unincorporated Bannock County, anyone running a pawnshop or pawnbroker business must first get a county license, post a $10,000 surety bond, and file detailed transaction records with the Bannock County sheriff's office each week.

These county ordinances apply to unincorporated areas of Bannock County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

It is unlawful for any person to conduct or transact a pawnbroker business or pawnshop in Bannock County without first having procured a county license therefor as hereinafter provided. ... The applicant shall file with the application, and in the event the license is granted, shall maintain throughout the period of time the license is in existence or valid, a bond running to the county, conditioned for the faithful observance of all provisions of this chapter respecting pawnbrokers, during the continuance of such license, any renewal thereof. This bond shall be in the sum of ten thousand dollars ($10,000.00), with a qualified surety company. ... Any person, firm or corporation violating any provision of this chapter shall be deemed guilty of a misdemeanor and upon conviction thereof shall be fined in an amount not to exceed three hundred dollars ($300.00) or be imprisoned in the county jail for a period not exceeding thirty (30) days or be fined and imprisoned. Each day that such violation occurs or continues shall be deemed a separate offense.

Full Breakdown

Bannock County Code Chapter 5.12, adopted under Ord. 1982-2 pursuant to Idaho Code Title 63, Chapter 23, makes it unlawful to conduct a pawnbroker business or pawnshop in the unincorporated county without a county license (§ 5.12.040). The chapter only applies outside any incorporated city that has its own pawnbroker ordinance (§ 5.12.020). Applicants file with the county commissioners, deposit a half-year to full year's license fee in advance ($50.00 per quarter, per § 5.12.050), and the Bannock County sheriff investigates and makes a licensing recommendation, though the commissioners are not bound by it (§ 5.12.070).

Before a license issues, the applicant must file a $10,000.00 bond running to the county, kept in force for the life of the license (§ 5.12.080). Licensees must keep an accurate, ink-written record in English of every item pawned or purchased, including brand, model and serial number, and the pledgor's name, address, birthdate, height, weight and ID number, on duplicate forms approved by the sheriff (§ 5.12.140), and must deliver a copy of that record to the sheriff's office once each week (§ 5.12.170). Pawned goods cannot be resold for five working days, and pledges must be held at least 30 days past the due date or last interest payment (§ 5.12.120).

Pawnshop employees must register with the sheriff's department and be fingerprinted and photographed (§ 5.12.220). A license lapses if unused for 90 days (§ 5.12.100) and is not transferable without commissioner approval (§ 5.12.100).

Violations & Fines

Violating any provision of Chapter 5.12 is a misdemeanor punishable under § 5.12.250 by a fine of up to $300.00, up to 30 days in the county jail, or both, and each day the violation continues counts as a separate offense. The Bannock County commissioners may also revoke a pawnbroker's license for repeated violations after giving the licensee a hearing (§ 5.12.230).

Frequently Asked Questions

Do I need a county license to run a pawnshop in unincorporated Bannock County?
Yes. Bannock County Code § 5.12.040 makes it unlawful to conduct a pawnbroker business or pawnshop in the unincorporated county without first procuring a county license, issued only after the sheriff investigates the applicant and the commissioners approve the $10,000.00 bond and application.
What records must a Bannock County pawnbroker keep?
Under § 5.12.140, every pawnbroker must keep an ink-written record in English describing each item taken in, with brand, model and serial number, plus the seller's name, address, birthdate, height, weight and identification number, and furnish a copy weekly to the sheriff under § 5.12.170.
What happens if a pawnbroker violates the licensing chapter?
Section 5.12.250 makes any violation a misdemeanor carrying up to a $300.00 fine, up to 30 days in the county jail, or both, with each day of continuing violation a separate offense; the commissioners can also revoke the license after a hearing under § 5.12.230.

Sources & Official References

Other rules in Bannock County

All Bannock County rules

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