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Bozeman, MT Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Hold period
Ten days from upload to the police database
Records filing
Electronically, every day, to the police department
Equipment required
Computer system with internet access
Record retention
Three years after redemption or forfeiture and sale
Minimum customer age
18 years
General penalty
Fine up to $500.00 or six months, or both

Summary

In the City of Bozeman, Montana, a pawnbroker needs a chapter 12 license and must hold each purchase for ten days after the transaction is uploaded to the police department database. Every pawnbroker must run a computer system with internet access and file all records electronically each day.

A pawnbroker shall hold all purchases made through a purchase transaction for a period of ten days, during which time the property shall not be disposed of or altered from the form in which it was received. The holding period shall begin on the day the purchase transaction is uploaded into the police department designated database. ... Every pawnbroker shall own, maintain and operate a computer system with internet access. Every pawn shop or pawnbroker shall file all records electronically on a daily basis directly to the police department and/or to an internet subscription service designated as an agent of the police department as prescribed by the chief of police. The pawn shop or pawnbroker shall enter and upload all information from its database of records regarding contract for purchase, pledges, and purchase transactions.

Full Breakdown

Pawnbrokers are regulated in Bozeman Municipal Code chapter 30, article 2. Section 30.02.010 requires a license under chapter 12, article 2 before any business is done, and section 30.02.020 defines a pawnbroker as a person whose business is to take or receive by pledge, pawn or exchange any goods, wares, merchandise or other personal property for the repayment or security of money loaned on it. The application goes to the director of administrative services with the chapter 12 fee under section 30.02.030.

Section 30.02.070 sets the hold. A pawnbroker must hold all purchases made through a purchase transaction for ten days, during which the property cannot be disposed of or altered from the form in which it was received. The ten days start on the day the purchase transaction is uploaded into the police department designated database.

Section 30.02.080 requires every pawnbroker to own, maintain and operate a computer system with internet access. Records must be filed electronically every day, directly to the police department or to an internet subscription service designated as the police department's agent, as prescribed by the chief of police. Information from the database on contracts for purchase, pledges and purchase transactions must be entered and uploaded.

Section 30.02.040 lists what each customer must give: name and date of birth, current residence address, and identification such as a valid state identification card, state driver's license, military identification card, valid passport, alien registration card, or an official identification document lawfully issued by a state or federal government. The numerical register must show the pawnbroker's or agent's printed name and signature, the price, date, time and place, and a detailed description of each item including trademarks, serial numbers, model numbers and other identifying marks.

Section 30.02.100 requires a signed written declaration of ownership, with a power of attorney from any co-owners. Section 30.02.060 bars transactions with anyone under 18 or under the influence of alcohol or drugs. Section 30.02.090 requires records to be preserved for three years after redemption or forfeiture and sale.

Violations & Fines

Article 2 has no penalty section of its own, so section 1.01.210 applies to a violation: a misdemeanor punishable by a fine not exceeding $500.00 or imprisonment not exceeding six months, or both, plus costs, with each day a separate offense. Refusing police inspection of records or purchased articles is separately barred by section 30.02.050.

Frequently Asked Questions

How long must a Bozeman pawnbroker hold purchased items?
Section 30.02.070 requires ten days. The property cannot be disposed of or altered from the form in which it was received during that time, and the clock starts on the day the purchase transaction is uploaded into the police department designated database.
Do Bozeman pawn shops report to the police?
Yes. Section 30.02.080 requires every pawnbroker to file all records electronically on a daily basis, directly to the police department or to an internet subscription service designated as its agent by the chief of police. Every shop must run a computer system with internet access.
What ID does a pawn customer have to show?
Section 30.02.040 requires the customer's name, date of birth and residence address, plus one or more of a valid state identification card, state driver's license, military identification card, valid passport, alien registration card, or official government-issued identification document. The register also records the date, time and place of each transaction.
Can a pawnbroker deal with a minor or an intoxicated person?
No. Section 30.02.060 makes it unlawful for a pawnbroker to receive, purchase or trade any article from a person under the influence of alcohol, under the influence of drugs, or under 18 years of age. The prohibition is written in section 30.02.060 and applies to purchases and trades alike.

Sources & Official References

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