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Cicero, IL Business Licensing & Operations: Pawnbrokers (2026)

Heavy Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Rule
Outright ban, no license path
Adopted
Ord. No. 2-95, January 24, 1995
Definition covered
Property received in pledge/security
Contrast
§ 26-138 licenses gold/jewelry buyers instead

Summary

Cicero flatly prohibits pawnbroking as a business within town limits. Section 26-140 defines a pawnbroker as anyone who takes property in pledge as security for money advanced, then states outright that no person may operate as one in the town, a rule unchanged since it was adopted in 1995.

(a)Definition. As used in this section, the term "pawnbroker" means any person engaged in the business of receiving property in pledge or as security for money or other thing advanced to the pawner or pledger.(b)Prohibited. No person shall operate as a pawnbroker within the town.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 121).

Full Breakdown

Section 26-140, adopted by Ordinance No. 2-95 in January 1995, defines a pawnbroker as anyone in the business of receiving property in pledge or as security for money or another thing advanced to the pawner. Subsection (b) then states flatly that no person shall operate as a pawnbroker within the town, with no license, application or permit path offered anywhere in the section. com stolen-property database. No comparable licensing path exists for a pawnbroker; the code simply forecloses the business model. The prohibition sits within Chapter 26's general business-licensing article, alongside the town's other individually regulated occupations such as blacksmith shops, coal dealers, feedstores and lumberyards, several of which date to a 1920 ordinance and were carried forward through the 1958 and 1995 code revisions.

Because Section 26-140 bans the activity itself rather than merely withholding a license category, a business license officer has no fee schedule or application form to process for a pawnbroker, and any attempt to operate one in Cicero is unlawful regardless of whether the operator seeks a permit.

Violations & Fines

Operating as a pawnbroker anywhere in the Town of Cicero violates Section 26-140(b) outright; because the section bans the business rather than regulating it, there is no fee or license that cures the violation. General code violations for unlicensed or prohibited business activity under Chapter 26 apply, and the town can pursue injunctive relief to shut the operation down in addition to any fines assessed under the code's general penalty provisions.

Frequently Asked Questions

Can I open a pawn shop in Cicero, Illinois?
No. Section 26-140(b) of the Cicero Code states that no person shall operate as a pawnbroker within the town, an outright ban rather than a licensing requirement. There is no application, fee or permit that authorizes a pawnbroking business anywhere in Cicero.
How does Cicero define a pawnbroker?
Section 26-140(a) defines a pawnbroker as any person engaged in the business of receiving property in pledge, or as security for money or another thing advanced, to the person pawning or pledging the item. That definition is what the section's outright ban applies to.
Are gold buyers or jewelry stores also banned in Cicero?
No, those are licensed rather than banned. Section 26-138 lets jewelry dealers, coin dealers and gold or silver buyers operate under an annual town license, subject to a two-license cap on gold and silver buyers and mandatory sale records reported to police, unlike Section 26-140's flat prohibition on pawnbroking.

Sources & Official References

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