Carroll County, MD Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- Business hours
- 7:00 a.m. to 10:00 p.m. only
- Holding period
- 10 calendar days
- Record submission deadline
- 10:00 a.m. next business day
- Civil penalty
- Up to $1,000 per day
- Criminal penalty
- Up to $1,000 fine, 6 months jail
- Minimum age to transact
- 18 years old
Summary
Carroll County caps pawnshop hours at 7:00 a.m. to 10:00 p.m., bans drive-up transactions, and forces a 10-day hold on every item before resale so law enforcement can check it against stolen-property reports.
(A) A pawnbroker or secondhand dealer establishment may be open to the public only between the hours of 7:00 a.m. and 10:00 p.m. and shall not conduct pawnbroker or secondhand dealer transactions with the public at any other time. A pawnbroker or secondhand dealer may submit a written request to the appropriate law enforcement agency to be open different hours for holidays or special events, which request shall be promptly reviewed. (B) A pawnbroker or secondhand dealer shall not conduct business through the use of a drive-up window or other practice, service, or device that enables an individual to conduct business from a motor vehicle without leaving the motor vehicle.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 S-15: Supplement contains: Local legislation current through July 30, 2026).
Full Breakdown
Chapter 112 of the Carroll County Code of Ordinances governs every pawnbroker establishment in the unincorporated county. , though it can ask the local law enforcement agency in writing to open different hours for a holiday or special event; that same section bans conducting transactions through a drive-up window or any device letting a customer transact without leaving the vehicle. 04 bars pawn transactions with anyone under 18. 05 requires a signed record for every item pawned, listing the date, time, place, a full description including serial numbers, the consideration paid, and the customer's name, address, date of birth, and driver's license number (or two forms of ID plus a physical description).
the next business day, and a copy also goes to the Regional Automated Property Information Database (RAPID) on the same schedule; the original must be kept at least three years. 06 sets the operative holding period: a pawnbroker must hold every item for 10 calendar days after submitting the transaction record, tag it, store it separately on the premises, and not offer it for sale until the hold expires, though a written request can shorten the hold and is deemed approved if the agency does not answer within 120 hours.
A pawn item redeemed with the original pawn ticket is exempt from the hold. 07 ties release of suspected stolen property to Md. Code, Business Regulation Article Section 12-401. 08 gives law enforcement a right of entry at reasonable times to inspect, with a court order available if entry is refused.
Violations & Fines
Section 112.99 splits enforcement into two tracks. The County Attorney or the appropriate law enforcement agency can sue in law or equity, including for an injunction, and can separately assess civil penalties of up to $1,000 per day for each day a violation continues. Criminal violations are misdemeanors carrying a fine of up to $1,000, imprisonment up to six months, or both.
Frequently Asked Questions
How long must a Carroll County pawnbroker hold an item before selling it?
Can a Carroll County pawnshop stay open past 10:00 p.m.?
What records must a pawnbroker keep on every transaction?
Sources & Official References
Other rules in Carroll County
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