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St. Lucie County, FL Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License required
County business tax receipt (Sec. 12-82)
Transaction reporting
Daily electronic report to sheriff (Sec. 12-83)
Holding period
Set by F.S. § 539.001(9) (Sec. 12-85(a))
Inspections
Sheriff/state officer, business hours (Sec. 12-84)
Ordinance name
Pawnbroker and Secondhand Dealer Ordinance (Sec. 12-79)

Summary

St. Lucie County pawnbrokers must hold a county business tax receipt and file every pawn transaction electronically with the sheriff's office same-day. State holding periods, recordkeeping, and inspection rules under the county's Pawnbroker and Secondhand Dealer Ordinance apply in full to the unincorporated county.

City-specific rules exist: Port St. Lucie has its own pawnbrokers rules that differ from St. Lucie County's county-level regulations. If you live in Port St. Lucie, check the city-specific page instead.

Secondhand dealers, precious metals dealers, pawnbrokers, and junk dealers shall obtain a county business tax receipt from the county tax collector as required under chapter 42.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 32 | Land Development Code: Supplement 36).

Full Breakdown

Under Sec. " Beyond licensing, Sec. 001(9). Sec. " A law enforcement officer with probable cause that pawned goods are stolen can extend a hold to 90 days, and a court can extend it further to protect evidence for trial (Sec. 12-85(b)(3), applied to pawnbrokers via the article's inspection provisions). Sec. 12-84 gives the sheriff's office and any state officer with jurisdiction the right to inspect a pawnshop's premises and required records during regular business hours to confirm compliance with recordkeeping and holding-period rules. The ordinance is titled the "Pawnbroker and Secondhand Dealer Ordinance of St. Lucie County, Florida" (Sec. 001.

Violations & Fines

Operating without the required county business tax receipt, or failing to electronically report pawn transactions to the sheriff same-day as required by Sec. 12-83, is enforced through the county's business-tax and code-compliance process; refusing a sheriff's office inspection under Sec. 12-84 is a separate compliance failure tied to license standing.

Frequently Asked Questions

Does a St. Lucie County pawnbroker need a separate county license?
Yes. Sec. 12-82 requires pawnbrokers, along with secondhand dealers, precious metals dealers, and junk dealers, to obtain a county business tax receipt from the county tax collector under chapter 42 before operating.
How does the county track pawn transactions?
The county sheriff designates an electronic reporting system under Sec. 12-83, and every pawnbroker must electronically transfer all pawn transaction records to the sheriff's office, consistent with the state recordkeeping duties in F.S. § 539.001(9).
Can the sheriff inspect a pawnshop without notice?
Sec. 12-84 lets the sheriff's office or any state officer with jurisdiction inspect the premises and required records of a pawnbroker during regular business hours to confirm compliance with recordkeeping and holding-period requirements.

Sources & Official References

Other rules in St. Lucie County

All St. Lucie County rules

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