Pawnbrokers in Dallas County are licensed under Texas Finance Code Chapter 371 by the Office of Consumer Credit Commissioner (OCCC). The county adds no parallel license, but the Dallas County Sheriff and city police rely on pawnshop reporting to recover stolen property and investigate theft.
Texas Finance Code Chapter 371 makes the Office of Consumer Credit Commissioner the sole licensing authority for pawnbrokers in Dallas County. Each pawnshop location needs an OCCC license, a $25,000 to $250,000 net assets requirement based on store count, and recordkeeping documenting every pledgor's name, photo ID, item description, serial numbers, amount loaned, and finance charges. Texas caps redemption periods (minimum 30 days) and finance charges by loan tier. Pawnshops upload daily transactions to Leads Online or RAPID, which Dallas County Sheriff investigators and Dallas Police Property Crimes Unit query for stolen items. Dallas County does not issue pawnbroker licenses; cities may add zoning rules but cannot impose parallel licensing under Texas preemption.
Operating without an OCCC pawnshop license, missing the 30-day pledge hold, charging above statutory finance caps, or skipping daily transaction reporting violates Finance Code 371 and triggers OCCC penalties, license revocation, and DA referral.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Grand Prairie, TX
Grand Prairie Sec. 13-283 (Ord. 11192-2022) sets decibel limits by zone: Residential 65/58 dBA Leq day/night, Commercial 67/60, Industrial 70/65, Entertainme...
Grand Prairie, TX
Grand Prairie Sec. 13-280(12) exempts normal property maintenance noise during daytime hours (6 AM-10 PM). Leaf blowers and lawn equipment must comply with d...
Grand Prairie, TX
Grand Prairie Sec. 13-282 designates Noise Zone 3 for manufacturing, industrial, and governmental properties. Sec. 13-283 sets limits of 70 dBA Leq daytime /...
Grand Prairie, TX
Grand Prairie Ch. 29, Art. VII regulates junk/inoperable vehicles. Inoperable vehicles (wrecked, flat tires, expired registration) may not be stored visibly ...
Grand Prairie, TX
Grand Prairie prohibits R-panel, metal sheeting, and plywood fencing in residential areas. Only wood, masonry, chain link, wood slats, and wrought iron are a...
Grand Prairie, TX
Grand Prairie requires pool fences at least 48 inches tall with gaps under 4 inches from the ground. Gates must be self-closing and self-latching. Chain link...
Side-by-side rule comparisons with other cities in Dallas County.
See how Grand Prairie's pawnbrokers rules stack up against other locations.
Help us keep this page accurate. If you notice an error or outdated information, let us know.