Grand Prairie, TX Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- Weekday hours
- 8:00 a.m. to 6:30 p.m. only
- Saturday hours
- 8:00 a.m. to 8:00 p.m.
- Sunday
- Closed all day
- Record retention
- 2 years minimum, Sec. 19-2
- Forfeiture window
- 60 days after maturity date
Summary
Grand Prairie defines pawnbrokers by ordinance in Sec. 19-1 and restricts their operating hours in Sec. 19-3 to 8:00 a.m.-6:30 p.m. on weekdays, 8:00 a.m.-8:00 p.m. on Saturdays, with Sundays closed entirely. Sec. 19-2 requires detailed pawn-ticket recordkeeping open to police inspection.
(a)Pawnbroker means any person engaged in the business of lending money on the security of pledged goods, or engaged in the business of purchasing tangible personal property on conditions that it may be redeemed or repurchased by the seller for a fixed price within a fixed period of time....It shall be unlawful for any person owning or operating a pawnbroking establishment to keep open such person's store or place of business for the transaction of any business pertaining to such occupation, or to conduct or carry on said business, in whole or in part, directly or indirectly, between the hours of 6:30 p.m. and 8:00 a.m.; provided, however, on Saturdays, said stores and places of business may open for business at 8:00 a.m. and remain open until, but not later than 8:00 p.m., and shall remain closed on Sundays until the following Monday morning at 8:00 a.m.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 116).
Full Breakdown
Section 19-1 defines a 'pawnbroker' as anyone engaged in lending money on pledged goods or in purchasing personal property subject to a fixed-price redemption or repurchase, and defines 'pledged goods,' 'pawnshop,' and 'pawnticket' for the rest of the chapter. Section 19-2 requires every pawnbroker to keep books, records, and tickets for at least two years from each transaction, open to inspection by police at any time the shop is open, and to deliver copies on request. At the time of each pawn, the pawnbroker must give the pledger a pawnticket showing the shop's name and address, the pledger's identifying information from a driver's license, military ID, or Texas DPS ID card, a description of the pledged goods with serial numbers when available, the amount financed, the finance charge, the total of payments, the annual percentage rate computed under the federal Truth in Lending Act, the maturity date, and a statement that the pledger is not obligated to redeem the goods, which may be forfeited 60 days after maturity. m. Monday. These provisions trace to the 1964 Code and were last substantively amended by Ordinance No. art. 01 et seq.
Violations & Fines
Operating a pawnshop outside the hours fixed in Sec. 19-3, or failing to maintain the records required by Sec. 19-2, is enforced under the Sec. 1-8 general penalty, allowing a fine of up to $500.00 per offense, with continuing violations charged separately for each day.
Frequently Asked Questions
What hours can a pawnshop operate in Grand Prairie?
What records must a Grand Prairie pawnbroker keep?
How long before pledged goods can be forfeited in Grand Prairie?
Sources & Official References
Other rules in Grand Prairie
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