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Snohomish County, WA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Annual fee
$300.00 per year
Hold period
30 days before release
Operating hours
Closed 9:00 p.m.-6:00 a.m.
Daily reporting
Transactions reported to sheriff
Violation penalty
Gross misdemeanor (RCW 9A.20.021)
Prohibited sellers
Under 18, intoxicated, prior thieves

Summary

Every pawnbroker operating in unincorporated Snohomish County needs a license under SCC 6.19.010, costs $300.00 a year, and requires sheriff fingerprinting and a background investigation before issuance. Pawnbrokers must record every transaction in detail, report daily to the sheriff, and hold pledged goods at least 30 days before releasing them.

City-specific rules exist: Everett, Lynnwood, and Marysville have their own pawnbrokers rules that differ from Snohomish County's county-level regulations. If you live in one of those cities, check the city-specific page instead.

"Pawnbroker" means any person engaged in whole or in part in the business of loaning money upon the taking or receiving of personal property as security for the repayment of such loans or any person who shall keep any store, shop, room or place where such goods are so taken or received. ... It is unlawful for any person to engage in a business as a pawnbroker or secondhand dealer without first having obtained a license. The license shall include a photograph of the licensee.

View official code

Official source re-checked September 8, 2026: no newer edition of the code had been published (publisher’s edition: current through legislation passed August 12, 2026).

Full Breakdown

005(5) defines a pawnbroker as anyone engaged in loaning money against personal property taken as security, or who keeps a shop where such property is received. 00 per year for a pawnbroker. 022. 030 requires a detailed permanent record of every transaction: the customer's name, date of birth, physical description, address, a description of the property down to serial numbers and, for firearms, caliber and action type, the price paid, a right thumbprint, and the signature of the seller. 050 requires transmitting a transcript of the prior day's transactions to the sheriff's office, with no less than 24 hours allowed.

080 bars accepting property from anyone under 18, visibly intoxicated or drugged, known to be a convicted burglar or thief within the past 10 years, or attempting to pledge property the pawnbroker knows or suspects is stolen. 20 SCC.

Violations & Fines

SCC 6.19.110 makes a pawnbroker or employee guilty of a gross misdemeanor under RCW 9A.20.021 for failing to keep required transaction records, falsifying or destroying them, reporting falsely to the sheriff, failing to report suspected stolen property, releasing pledged goods before the 30-day hold expires, or knowingly accepting property from a prohibited seller. Each violation is enforced independently, and repeated violations can support license revocation.

Frequently Asked Questions

Does a pawnshop need a county license in Snohomish County?
Yes. SCC 6.19.010(1) makes it unlawful to operate as a pawnbroker in unincorporated Snohomish County without a license, which costs $300.00 per year under SCC 6.01.050(2) and requires sheriff fingerprinting and a background investigation before it issues.
How long must a pawnbroker hold an item before selling it?
At least 30 days from receipt. SCC 6.19.070 bars removing any pledged or purchased item from the shop within that window except when the original owner redeems it, giving owners and the sheriff time to trace stolen property.
Can a pawnbroker buy from anyone who walks in?
No. SCC 6.19.080 bars accepting property from anyone under 18, visibly under the influence of alcohol or drugs, or known to have a burglary, robbery, or theft conviction within the past 10 years, and from anyone the pawnbroker knows or suspects is trying to pledge stolen goods.
What are the penalties for violating Snohomish County's pawnbroker rules?
SCC 6.19.110 makes record-keeping violations, false reports to the sheriff, or knowingly accepting prohibited sellers' property a gross misdemeanor under RCW 9A.20.021 for both the pawnbroker and any employee involved, on top of possible license suspension or revocation.

Sources & Official References

Other rules in Snohomish County

All Snohomish County rules

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