Marysville, WA Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- License
- MMC Chapter 5.02, per premises
- Record retention
- 15-day hold on pledges
- Daily report
- due before noon next day
- Interest cap
- RCW 19.60.060 rate
- Penalty
- up to $500 + 6 months jail
Summary
Marysville requires pawnbrokers to hold a city business license under Chapter 5.02 MMC, keep a detailed daily transaction record, and report all transactions to the police chief before noon the next day.
Every person engaged, in whole or in part, in the business of loaning money on the security of pledges, deposits or conditional sales of personal property, shall be deemed to be a "pawnbroker."
(2) Every person engaged in whole or in part in the business of buying or selling secondhand weapons, tools, electronic appliances, jewelry, silverware, precious metals or metal junk shall be deemed to be a "secondhand dealer." (Ord. 1109 § 1, 1980; Ord. 1688, 1989) § 5.64.020. License – Required. No persons or business entities shall engage in the business of being a pawnbroker or secondhand dealer without first obtaining and being a current holder of a valid and subsisting business license issued by the city pursuant to Chapter 5.02 MMC. One such license shall be required for each business premises. (Ord. 1109 § 2, 1980; Ord. 1576 § 1, 1987)
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4922912; v1 updated 2026-06-08; through 06-08-2026).
Full Breakdown
A pawnbroker, anyone loaning money on the security of pledges, deposits or conditional sales of personal property, must hold a current business license issued under Chapter 5.02 MMC, one per business premises (§ 5.64.020). Every loan or purchase must be logged with the customer's name, address, physical description, and a description of the property, and reported to the chief of police before noon the following day (§§ 5.64.050, .070). Pledged property cannot be released for 15 days after that report, and pawnbrokers cannot charge interest above the rate set by RCW 19.60.060 (§§ 5.64.080, .100).
Violations & Fines
Operating unlicensed, falsifying records, refusing inspection, or accepting goods from a minor or suspected thief is a misdemeanor punishable by up to $500 and six months in jail, with each day a separate offense (§ 5.64.110).
Frequently Asked Questions
Does Marysville require a separate license for pawnbrokers?
How long must a pawnbroker hold pledged property in Marysville?
Sources & Official References
Other rules in Marysville
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