Springfield, MO Business Licensing & Operations: Pawnbrokers (2026)

Pawnbrokers operate under the general 'no occupation without a license' rule in § 70-34, with the specific fee set by § 70-84(98): a $500 investigation fee for a new applicant (reduced to $250 for a second or additional location already licensed) and a $500 annual renewal fee. Once licensed, § 90-3.5 layers on operating conditions unique to pawnshops within Chapter 90: no owner, employee, or relative may reside in the pawnshop or its storage area without disclosing that to the finance director, and the shop cannot be open for business or accept any pawned, bartered, or purchased item between 10:00 p.m. and 7:00 a.m. Pawnbrokers must also file daily reports with the police department under § 90-3, either on paper or through the state's electronic pawn database under RSMo 367.031.