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Tuscaloosa, AL Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License classification
NAICS 522298 Pawnshop, $125 base fee
Photo ID copy
Required for every transaction
Record retention
Minimum 6 months
Minimum pawner age
16 years old
Inspection access
Open to police during business hours

Summary

Pawnbrokers in Tuscaloosa are licensed under the Pawnshop NAICS classification and regulated as "secondhand dealers" under Chapter 7, Article X, which ties every definition to the Alabama Pawnshop Act. Each transaction must be recorded in detail, photographed, and reported, and the premises must stay open to police inspection.

(a)Secondhand dealer. Any person who buys, sells, or barters in secondhand goods and is subject to the licensing requirements under section 7-4 as a "pawnbroker" or "salvage yard, salvage dealer, waste disposal, or recycling"; and/or any person not subject to such license classifications under section 7-4 who is engaged in the business of buying, selling, trading, or bartering secondhand goods; and/or any person who is a pawnbroker under the Alabama Pawnshop Act...(c)Unless otherwise herein defined, the terms in this article have the same meaning as provided in the Alabama Pawnshop Act. ... every secondhand dealer must immediately record in English the following information... The secondhand dealer must take color digital photographs to be submitted to the Tuscaloosa Police Department as digital images... Written records of transactions, photocopies, and photographs shall be maintained for a minimum of six (6) months from the date of the transaction and be available for inspection by the chief of police or his designee upon request.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 102).

Full Breakdown

Sec. 7-160(a) defines a "secondhand dealer" to include "any person who is a pawnbroker under the Alabama Pawnshop Act," and Sec. " Pawnbrokers are licensed on the Sec. 7-18 schedule under NAICS 522298, "Pawnshop," which carries a base fee of $125 plus payment schedule D. Once licensed, Sec. 7-161(a) requires every pawnbroker to record, in ink or an approved computerized system, a full description of each item pledged or purchased (including any serial number, trademark, or identifying mark), the amount loaned or paid, the date and a unique transaction identifier, and the full name, address, phone number, date of birth, race, sex, and signature of the person pawning the item, along with a photocopy of that person's driver's license or other photo ID and the tag number of the vehicle they arrived in.

Sec. 7-161(a)(7) additionally requires color digital photographs of the customer, the item, and the customer holding the item, submitted to the Tuscaloosa Police Department in a format it specifies, with a sign posted notifying customers they are being photographed. Records, photocopies, and photographs must be kept at least six months and made available to the chief of police on request. Sec. 7-165 keeps the pawnshop premises open to police inspection during business hours, and Sec. 7-167 makes a conviction for violating the article grounds to revoke the business license under Sec. 7-26.

Violations & Fines

Pawning goods without the required transaction record, photo ID copy, or customer photograph violates Sec. 7-161; concealing pledged items from a police inspection violates Sec. 7-166. A pawnbroker (or an employee acting within the job) convicted of violating Article X faces revocation of the business license under Sec. 7-167, and acquiring pledged goods from anyone under 16 violates Sec. 7-164.

Frequently Asked Questions

Is a Tuscaloosa pawnshop treated the same as any other secondhand dealer?
Largely yes. Sec. 7-160(a) folds pawnbrokers into the article's "secondhand dealer" definition and Sec. 7-160(c) borrows its terminology from the Alabama Pawnshop Act, so pawnbrokers must follow the same recordkeeping, photography, and reporting rules as other secondhand dealers, on top of holding the Pawnshop NAICS 522298 license.
What must a Tuscaloosa pawnbroker record about a pledge or purchase?
Sec. 7-161(a) requires a complete item description, the amount loaned or paid, the date and a unique transaction ID, the customer's full name, address, phone number, date of birth, race, sex and signature, a photocopy of their photo ID, and a color digital photo of the customer with the item.
Can Tuscaloosa police inspect a pawnshop without notice?
Yes. Sec. 7-165 keeps the area where secondhand goods are stored "open to inspection to any police officer or official of the city at all times during business hours," and Sec. 7-166 separately makes it unlawful to conceal any regulated item from that inspection.

Sources & Official References

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