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St. Joseph County, IN Business Licensing & Operations: Secondhand Dealers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License issuer
County Auditor, sheriff-reviewed
Final approval
County Council sign-off
Records
Bound, numbered ledger in ink
Hold period
14 days before resale
Minors
No purchases from under-18 sellers
Inspection
Weekly ledger review by sheriff
Exempt
Nonprofits and consignment-only sellers

Summary

Running a secondhand store in unincorporated St. Joseph County requires a license from the county auditor, granted only after the county sheriff reviews the application and the county council signs off. Licensed dealers must log every purchase in a permanent, numbered ledger, hold non-clothing goods 14 days before resale, and never buy from anyone under 18.

These county ordinances apply to unincorporated areas of St. Joseph County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

(A)Definition. Any person who keeps or maintains a business for the purpose or sale of secondhand clothing, secondhand furniture or secondhand goods, wares or merchandise of any kind, shall be considered as "operating a secondhand store".(B)Licensing required. No person shall engage in the business of a secondhand store without first obtaining a license as required by this section. ... (G)Items to be held for 14 days prior to resale. All items purchased or received by the secondhand store dealers, with the exception of clothing, shall be held for 14 days prior to resale or other disposal by the dealer.(H)Purchase from minors prohibited. No secondhand store dealer shall receive or purchase property whatsoever from a minor under the age of 18 years.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 3).

Full Breakdown

01 defines anyone who keeps or maintains a business for selling secondhand clothing, furniture, goods, wares or merchandise of any kind as "operating a secondhand store," and bars operating one without a license. The applicant files with the county auditor, stating name, address and phone number for both the applicant and the store plus the types of materials to be sold; the auditor then refers the application to the county sheriff for review and a recommendation to the county council, which holds final approval. The annual license fee, set in the county's schedule of fines and fees, is paid to the auditor only once the sheriff signs off and the license issues.

Recordkeeping is detailed: every dealer must keep a bound, consecutively numbered ledger in permanent ink recording a description of each item bought, the date and time received, any distinguishing marks, and the name, address and Social Security number of both the seller and any buyer of secondhand goods. County or state police can inspect the licensed premises and the ledger during ordinary business hours, and the dealer must additionally present the books to the sheriff for copying every week on a day the sheriff sets.

Every item purchased, other than clothing, must sit unsold for 14 days before resale or disposal, and no dealer may buy from anyone under 18. Not-for-profit and charitable organizations are exempt from licensing, as are businesses that sell used goods purely on consignment. 02 lets the auditor issue a seven-day warning notice before a citation for an unlicensed or non-compliant operation, or go straight to a citation carrying a scheduled fine, with every additional day of violation treated as a separate offense.

Violations & Fines

Operating without the county license, skipping the bound purchase ledger, reselling goods before the 14-day hold expires, or buying from a minor under 18 all violate § 111.01. Under § 111.02 the county auditor may first issue a seven-day warning notice naming the code section and violation, then request a citation carrying a fine set in the schedule of fines and fees, with each additional day of continued violation charged as its own separate offense.

Frequently Asked Questions

Do I need a license to run a secondhand store outside South Bend or Mishawaka?
Yes, in the unincorporated county § 111.01 requires a license from the county auditor before operating a secondhand store, meaning any business selling secondhand clothing, furniture or other used merchandise. The county sheriff reviews every application before the county council gives final approval.
What records am I required to keep?
A bound book with consecutively numbered pages, written in permanent ink, listing a description of every item bought, the date and time received, distinguishing marks, and the name, address and Social Security number of the seller and of any buyer, per § 111.01(E).
How long must I hold merchandise before reselling it?
Fourteen days for everything except clothing, per § 111.01(G). The county sheriff and state police can also inspect your premises and ledger during normal business hours, and you must present the books to the sheriff for copying on a weekly day the sheriff sets.
Can I buy from a teenager cleaning out their closet?
No. Section 111.01(H) bars any secondhand dealer from receiving or purchasing property from anyone under 18 years old, with no exception for clothing or low-value items.

Sources & Official References

Other rules in St. Joseph County

All St. Joseph County rules

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