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Short-Term Rentals in Bellingham, WA (2026)

10 verified short-term rentals rules for Bellingham, Washington, sourced directly from the municipal code and official government pages.

Verified from official government sources

Short-Term Rental Permits

Every short-term rental operator in Bellingham must obtain a city permit, reviewed as a Type I or Type II land use decision under BMC 20.10.037(C) and Chapter 21.10 BMC.

Bellingham Short-Term Rental Permit Rule

Significant Restrictions

Bellingham Municipal Code § 20.10.037(C)

C. Process. Upon the effective date of the ordinance codified in this section, all short-term rental operators will be required to obtain a short-term rental permit. Short-term rental permit applications will be processed per the table below as a Type I or Type II permit in accordance with Chapter 21.10 BMC, Procedures and Administration.

Noise Rules

Bellingham short-term rental hosts must prevent unreasonable disturbances to neighbors and cannot host weddings, banquets, parties, or paid gatherings; small informal get-togethers among guests' family and friends are allowed if they don't disturb the neighborhood.

Bellingham STR Noise and Party Rules

Some Restrictions

Bellingham Municipal Code § 20.10.037(D)(6)(a), (D)(9)

The short-term rental must be operated in a way that will prevent unreasonable disturbances to nearby residents. ... Type I or Type II short-term rentals must not include weddings, banquets, parties, charitable fundraising, or other gatherings for direct or indirect compensation... Small, informal noncommercial gatherings of family and friends of short-term rental guests are permitted, provided...

Taxes & Fees

BMC 20.10.037(D)(13) requires every short-term rental operator to meet all local, state and federal license and tax requirements and to submit proof of a valid business license with the permit application. Bellingham layers that on top of a required $1,000,000 liability insurance minimum and a biennial renewal.

Bellingham STR License & Tax Compliance Rule

Some Restrictions

Bellingham Municipal Code § 20.10.037(D)(13)

13. Licenses and Taxes. a. Short-term rental operators shall meet all local, state and federal requirements regarding licenses and taxes. b. Proof of a valid business license is required with the short-term rental permit application.

Short-Term Rental Parking Rules

Bellingham requires short-term rental hosts to provide at least one off-street parking space for guests on-site during their stay, though the planning director can approve on-street or nearby parking instead.

Bellingham STR Parking Space Requirement

Some Restrictions

Bellingham Municipal Code § 20.10.037(D)(5)

At least one off-street parking space must be provided for guests on site during guest stay. The planning director may determine, through a simple parking analysis provided by the applicant, that on-street parking or nearby parking may be substituted for off-street parking. 6. Appearance and Behavior. a. The short-term rental must be operated in a way that will prevent unreasonab...

Occupancy Limits

Bellingham caps every short-term rental at two overnight guests per bedroom, not counting children five and under, under BMC 20.10.037(D)(4). The city's planning and community development department enforces the cap alongside a same-section, over-25 booking-age rule and inspected smoke and carbon monoxide alarms.

Bellingham STR Guest Occupancy Cap

Some Restrictions

Bellingham Municipal Code § 20.10.037(D)(4)

4. Number of Guests. No more than two guests, excluding children five years old and under, per bedroom are permitted per guest stay.

Insurance Requirements

Bellingham short-term rental operators must carry at least $1,000,000 in liability insurance covering the rental use, or book exclusively through a platform offering equal or greater coverage.

Bellingham STR Liability Insurance Requirement

Some Restrictions

Bellingham Municipal Code § 20.10.037(D)(14)

Short-term rental operators shall maintain liability insurance appropriate to cover the short-term rental use in the aggregate of not less than $1,000,000 or conduct each short-term rental transaction through a platform that provides equal or greater insurance coverage. 15. Renewal. Short-term rental permits must be renewed on or before January 1st of every even-numbered year. 16. Non...

Night Caps

In residential areas, a Bellingham primary-residence short-term rental can only be rented out as a whole unit up to 95 days a year, and the operator must live there at least 270 days a year, per the process table and Note 1 in BMC 20.10.037(C)(1). The 270/95-day split does not apply to rentals in commercial or urban village areas.

Bellingham 95-Night Primary-Residence STR Cap

Some Restrictions

Bellingham Municipal Code § 20.10.037(C)(1), Table Note 1

The subject dwelling unit must serve as the primary residence of the applicant (the owner or long-term tenant) for no less than 270 days per year. The whole dwelling unit may be rented for no more than 95 days per year. (1) ... 1In commercial and urban village general use type areas, the requirements for the minimum number of days per year the dwelling unit must serve as the primary residence o...

Primary-Residence-Only Rule

Bellingham's Primary Residence short-term rental permits require the dwelling to be the applicant's actual residence at least 270 days a year, verified by a biennial affidavit to the planning department.

Bellingham Primary-Residence STR Rule

Some Restrictions

Bellingham Municipal Code § 20.10.037(C)(1); (D)(3)

The subject dwelling unit must serve as the primary residence of the applicant (the owner or long-term tenant) for no less than 270 days per year. ... 3. Proof of Primary Residency. An affidavit must be submitted to the planning and community development department on or before January 1st of every even-numbered year attesting to primary residency when the short-term rental is identified as suc...

Extended Home Share

Bellingham's larger "Primary Residence" short-term rental category, up to five bedrooms including an ADU, needs Type II administrative review with neighbor notice in residential zones, versus Type I for the smaller two-bedroom category.

Bellingham 5-Bedroom Extended Home-Share

Significant Restrictions

Bellingham Municipal Code § 20.10.037(C)(1), process table

Primary Residence. No more than 5 bedrooms in a dwelling unit, including an accessory dwelling unit (when permitted), may be rented to overnight guests. The subject dwelling unit must serve as the primary residence of the applicant (the owner or long-term tenant) for no less than 270 days per year. The whole dwelling unit may be rented for no more than 95 days per year.

Repeat Violator Strikes

Bellingham bars a revoked short-term rental or bed-and-breakfast operator from getting a new permit for two years, after the planning director first tries to secure voluntary compliance before revoking.

Bellingham STR Revoked-Permit Two-Year Bar

Significant Restrictions

Bellingham Municipal Code § 20.10.037(D)(17)(a), (c)

If an operator fails to comply with the regulations of this section and conditions of approval, the planning director shall work with the applicant to achieve voluntary compliance. If voluntary compliance cannot be achieved, the planning director may revoke a short-term rental permit for failure to comply with the regulations of this section. Any such decision may be appealed to the hearing exa...

Looking for Whatcom County county-wide rules?

County ordinances apply to unincorporated areas and may supplement Bellingham city rules.

Short-Term Rentals in Whatcom County