Short-Term Rentals in Lowell, MA (2026)
8 verified short-term rentals rules for Lowell, Massachusetts, sourced directly from the municipal code and official government pages.
Verified from official government sources
Permit Requirements
Lowell requires short-term rental operators to register with the state and comply with local zoning, with all operators also subject to Massachusetts state registration under MGL c.64G.
Short-Term Rental Permit Requirements in Lowell
Some RestrictionsNoise Rules
Lowell STR guests must comply with the city noise ordinance prohibiting unreasonable noise at all times and plainly audible noise during overnight quiet hours.
Short-Term Rental Noise Rules in Lowell
Heavy RestrictionsTaxes & Fees
Lowell STRs are subject to the Massachusetts 5.7% state room occupancy excise plus a local option tax up to 6%, a 2.75% Cape and Islands fund exemption, and a $0-$2 community impact fee where applicable.
Short-Term Rental Taxes and Fees in Lowell
Some RestrictionsParking Rules
Lowell STR guests must comply with on-site parking minimums under the zoning ordinance and all on-street parking regulations including overnight winter bans during snow emergencies.
Short-Term Rental Parking Rules in Lowell
Some RestrictionsMass. Gen. Laws ch. 40A, § 3 (Zoning Exemptions)
such land or structures may be subject to reasonable regulations concerning the bulk and height of structures and determining yard sizes, lot area, setbacks, open space, parking and building coverage requirements. Lands or structures used, or to be used by a public service corporation may be exempted in particular respects from the operation of a zoning ordinance or by-law if, upon petition of ...
Occupancy Limits
Lowell STR occupancy is governed by the Massachusetts State Sanitary Code 105 CMR 410 which sets minimum square footage per occupant, combined with local fire code egress requirements.
Short-Term Rental Occupancy Limits in Lowell
Heavy RestrictionsInsurance Requirements
Massachusetts law requires every Lowell short-term rental operator to maintain at least $1,000,000 in liability insurance covering each rental stay.
Short-Term Rental Insurance Requirements in Lowell
Heavy RestrictionsNight Caps
Massachusetts does not impose a statewide cap on STR nights, but Lowell may limit non-owner-occupied rentals through zoning, and the state law defines STRs as stays of 31 nights or less.
Short-Term Rental Night Caps in Lowell
Few RestrictionsRegistration Rules
Lowell STR operators must register with the Massachusetts Department of Revenue through MassTaxConnect and include the state registration number in all advertising.
Short-Term Rental Registration Rules in Lowell
Some RestrictionsLooking for Middlesex County county-wide rules?
County ordinances apply to unincorporated areas and may supplement Lowell city rules.
Short-Term Rentals in Middlesex County →