Short-Term Rentals in McKinney, TX (2026)
8 verified short-term rentals rules for McKinney, Texas, sourced directly from the municipal code and official government pages.
Verified from official government sources
Permit Requirements
McKinney requires short-term rental operators to register with the city, maintain a local contact, and collect hotel occupancy tax; STRs are allowed in most residential zones subject to occupancy and parking rules.
Short Term Rentals: Permit Requirements
Some RestrictionsTex. Tax Code Ch. 156 (Hotel Occupancy Tax)
"hotel" means a building in which members of the public obtain sleeping accommodations for consideration. The term includes a hotel, motel, tourist home, tourist house, tourist court, lodging house, inn, rooming house, or bed and breakfast. The term does not include:(1) a hospital, sanitarium, or nursing home;(2) a dormitory or other housing facility owned or leased and operated by an instituti...
Noise Rules
STR guests must comply with McKinney's 10 PM to 7 AM residential quiet hours; operators are strictly liable for guest-generated noise and amplified outdoor sound is prohibited after 10 PM.
Short Term Rentals: Noise Rules
Heavy RestrictionsTex. Penal Code Sec. 42.01
Sec. 42.01. DISORDERLY CONDUCT. (a) A person commits an offense if he intentionally or knowingly: ... (5) makes unreasonable noise in a public place other than a sport shooting range ... or in or near a private residence that he has no right to occupy ... (c) For purposes of this section: ... (2) a noise is presumed to be unreasonable if the noise exceeds a decibel level of 85 after the perso...
Taxes & Fees
Stays under 30 days in McKinney are taxed at a combined 13 percent: 6 percent Texas state HOT plus 7 percent City of McKinney HOT, remitted monthly; platforms like Airbnb collect state tax but operators verify city collection.
Short Term Rentals: Taxes Fees
Some RestrictionsTexas Tax Code Chapter 156 (State Hotel Occupancy Tax); Chapter 351 (Municipal)
Hotel Occupancy Tax Who is responsible for this tax? Hotel owners, operators or managers must collect state hotel occupancy tax from their guests who rent a room or space in a hotel costing $15 or more each day. The tax applies not only to hotels and motels, but also to bed and breakfasts, condominiums, apartments and houses. Local hotel taxes apply to sleeping rooms costing $2 or more each day...
Parking Rules
STR guest parking must be accommodated on site in driveways or garages; on-street parking is limited to legal spaces, and trailers, RVs, and commercial vehicles cannot be stored at STRs overnight.
Short Term Rentals: Parking Rules
Some RestrictionsOccupancy Limits
McKinney STR occupancy is capped based on bedrooms, typically two adults per bedroom plus two additional, with daytime event caps to prevent party-house use in residential neighborhoods.
Short Term Rentals: Occupancy Limits
Some RestrictionsTex. Property Code Sec. 92.010
Sec. 92.010. OCCUPANCY LIMITS. (a) Except as provided by Subsection (b), the maximum number of adults that a landlord may allow to occupy a dwelling is three times the number of bedrooms in the dwelling. (b) A landlord may allow an occupancy rate of more than three adult tenants per bedroom: (1) to the extent that the landlord is required by a state or federal fair housing law to allow a high...
Insurance Requirements
McKinney STR operators should maintain commercial short-term rental liability insurance of at least 1 million dollars; platform host protection programs supplement but do not replace this coverage.
Short Term Rentals: Insurance Requirements
Some RestrictionsTex. Property Code Sec. 92.162 (Payment Of Charges; Limits On Amount Charged)
Sec. 92.162. PAYMENT OF CHARGES; LIMITS ON AMOUNT CHARGED. (a) A landlord may not require a tenant to pay for repair or replacement of a security device due to normal wear and tear. A landlord may not require a tenant to pay for other repairs or replacements of a security device except as provided by Subsections (b), (c), and (d).(b) A landlord may require a tenant to pay for repair or re...
Night Caps
McKinney does not impose an annual night-cap on STR rentals; stays over 30 days are simply exempt from hotel occupancy tax and fall outside the STR framework.
Short Term Rentals: Night Caps
Few RestrictionsTex. Tax Code Sec. 156.001 (Definitions)
Sec. 156.001. DEFINITIONS. (a) In this chapter, "hotel" means a building in which members of the public obtain sleeping accommodations for consideration. The term includes a hotel, motel, tourist home, tourist house, tourist court, lodging house, inn, rooming house, or bed and breakfast. The term does not include:(1) a hospital, sanitarium, or nursing home;(2) a dormitory or other housin...
Registration Rules
Annual STR registration with McKinney requires property address, owner and local contact information, proof of HOT account, floor plan showing exits, and a non-refundable fee; renewal is contingent on compliance history.
Short Term Rentals: Registration Rules
Some RestrictionsLooking for Collin County county-wide rules?
County ordinances apply to unincorporated areas and may supplement McKinney city rules.
Short-Term Rentals in Collin County →