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Short-Term Rentals in Temple Terrace, FL (2026)

8 verified short-term rentals rules for Temple Terrace, Florida, sourced directly from the municipal code and official government pages.

Verified from official government sources

Permit Requirements

Short-term rentals in Temple Terrace are regulated but cannot be banned under FL §509.032 preemption. Operators must hold a Florida DBPR vacation rental license, a city Business Tax Receipt, and register the property with Hillsborough County for tourist development tax.

Short Term Rentals: Permit Requirements

Some Restrictions

Noise Rules

STR guests in Temple Terrace are subject to the citywide noise ordinance with an 11 PM to 7 AM quiet period. Operators are responsible for guest conduct and can be cited for repeated disturbances.

Short Term Rentals: Noise Rules

Some Restrictions

Taxes & Fees

STR stays under 6 months in Temple Terrace are subject to 6 percent Florida sales tax, 1.5 percent Hillsborough County discretionary surtax, and 6 percent Hillsborough Tourist Development Tax, for a total of roughly 13.5 percent.

Short Term Rentals: Taxes Fees

Some Restrictions

Parking Rules

Temple Terrace STRs must provide all guest parking on site. On-street parking for overnight rental guests is discouraged and subject to the citywide prohibition against blocking sidewalks, hydrants, and driveways.

Short Term Rentals: Parking Rules

Some Restrictions

Florida Statutes § 509.032 (Public Lodging — Division of Hotels and Restaurants regulatory authority; state preemption of vacation rental regulation)

ical practices. (2) INSPECTION OF PREMISES. — (a) The division has jurisdiction and is responsible for all inspections required by this chapter. The division is responsible for quality assurance. The division shall inspect each licensed public lodging establishment at least biannually, except for transient and nontransient apartments, which shall be inspected at least annually. Each establishme...

Occupancy Limits

Temple Terrace applies reasonable occupancy standards consistent with FL §509.032(7)(b), typically 2 persons per bedroom plus 2 additional overnight guests, and enforces building code life-safety limits.

Short Term Rentals: Occupancy Limits

Some Restrictions

Florida Statutes § 509.032 (Public Lodging — Division of Hotels and Restaurants regulatory authority; state preemption of vacation rental regulation)

ical practices. (2) INSPECTION OF PREMISES. — (a) The division has jurisdiction and is responsible for all inspections required by this chapter. The division is responsible for quality assurance. The division shall inspect each licensed public lodging establishment at least biannually, except for transient and nontransient apartments, which shall be inspected at least annually. Each establishme...

Insurance Requirements

Temple Terrace does not mandate a specific STR liability policy, but DBPR vacation rental licensing and standard lender/HOA rules typically require 1 million dollars in commercial liability coverage.

Short Term Rentals: Insurance Requirements

Few Restrictions

Night Caps

Temple Terrace does not impose a minimum-night-stay cap on short-term rentals; any such restriction is preempted by FL §509.032(7)(b).

Short Term Rentals: Night Caps

Few Restrictions

Registration Rules

Temple Terrace may require STR operators to maintain a local Business Tax Receipt and provide a 24-hour responsible-party contact. SB 280 (2024) allows Florida cities to adopt formal STR registration programs.

Short Term Rentals: Registration Rules

Some Restrictions

Looking for Hillsborough County county-wide rules?

County ordinances apply to unincorporated areas and may supplement Temple Terrace city rules.

Short-Term Rentals in Hillsborough County