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Short-Term Rentals in Utica, NY (2026)

10 verified short-term rentals rules for Utica, New York, sourced directly from the municipal code and official government pages.

Verified from official government sources

Permit Requirements

Utica regulates short-term rentals (30 days or less) through its Zoning Code. They are prohibited in R1 single-family zones, allowed after Department Review in CBD, UMU and NMU districts, and require a Special Use Permit plus Site Plan Review in the RM district.

Utica short-term rental permit and zoning approval

Some Restrictions

Utica Zoning Code, Definitions (Short-Term Rental)

The rental or lease of any dwelling unit or dwelling, for a period of thirty (30) days or less, to one entity. Motels, hotels, inns, and bed and breakfasts are excluded from this definition.

Noise Rules

Utica has no separate STR noise ordinance. Guests must comply with the city's general noise and nuisance provisions in the Code of Ordinances, and RM-district STR approvals may impose conditions addressing noise and neighborhood disturbance.

Noise rules for Utica short-term rental guests

Some Restrictions

Taxes & Fees

Short-term rentals in Utica are subject to Oneida County's 5% hotel and motel occupancy (bed) tax, plus the 8.75% combined New York State and Oneida County sales tax. Booking platforms generally collect and remit these; independent hosts must collect and remit them directly.

Occupancy and sales taxes on Utica short-term rentals

Some Restrictions

Oneida County short-term rental local law / occupancy tax

all STRs will be subject to Oneida County's 5% hotel and motel occupancy tax, in addition to the existing 8.75% sales tax rate.

Parking Rules

Utica's Zoning Code has no short-term-rental-specific parking count. Parking is addressed through the underlying dwelling's off-street parking requirements and, for RM-district STRs, through Site Plan Review, where the Planning Board can evaluate parking, traffic and neighborhood impacts.

Parking for Utica short-term rentals

Some Restrictions

Occupancy Limits

Under Utica's zoning standards for short-term rentals, a host may accommodate a maximum of two paying guests at a time. Rooms used by guests must have unobstructed access and emergency egress, and general building and property-maintenance occupancy standards also apply.

Guest limit for Utica short-term rentals

Some Restrictions

Insurance Requirements

Utica's Zoning Code does not mandate a specific liability-insurance amount for short-term rentals. Hosts should carry adequate homeowner or landlord/STR liability coverage; many booking platforms provide host protection, but it does not replace the host's own policy.

Insurance for Utica short-term rentals

Some Restrictions

Night Caps

Utica's Zoning Code does not set an annual cap on the number of nights a short-term rental may operate. Instead, STRs are controlled by district (prohibited in R1), by permit or review, by the two-paying-guest limit, and by the host-presence and permanent-occupant requirements.

Night or day caps on Utica short-term rentals

Some Restrictions

Registration Rules

Utica STR hosts must register with Oneida County before listing on Airbnb, VRBO, Expedia or similar platforms. Registration is currently free; the county-issued registration number must appear in every listing. Utica also requires rental dwellings to be registered and inspected under its city Rental Dwelling Registry.

Oneida County short-term rental registry (covers Utica)

Some Restrictions

Host Presence Rule

Yes. Utica's short-term rental standards require the host to be present during guest stays. This owner-occupied, host-present model, paired with a two-paying-guest maximum, means unhosted whole-home rentals are not permitted.

Utica requires the host to be present during stays

Some Restrictions

Primary-Residence-Only Rule

Yes. Utica's short-term rental standards require the host to be a permanent occupant of the dwelling and either the owner or a tenant whose lease allows subletting. This effectively limits STRs to a resident's own home rather than absentee whole-house rentals.

Utica requires host to be a permanent occupant

Some Restrictions

Looking for Oneida County county-wide rules?

County ordinances apply to unincorporated areas and may supplement Utica city rules.

Short-Term Rentals in Oneida County