Short-Term Rentals in White Plains, NY (2026)
8 verified short-term rentals rules for White Plains, New York, sourced directly from the municipal code and official government pages.
Verified from official government sources
Permit Requirements
White Plains generally prohibits short-term rentals under 30 days in most residential zones under zoning code. No specific STR permit program; rentals under 30 days treated as transient lodging requiring hotel zoning.
short-term-rentals/permit-requirements
Heavy RestrictionsNYC Local Law 18 - Short-Term Rental Registration Law
On January 9, 2022, New York City adopted Local Law 18, also known as the Short-Term Rental Registration Law. The law requires short-term rental hosts to register with the Mayor's Office of Special Enforcement (OSE), and prohibits booking service platforms (such as Airbnb, VRBO, Booking.com, and others) from processing transactions for unregistered short-term rentals. Starting September 5, 2023...
Noise Rules
Where STRs operate, standard city noise rules apply: 10 p.m. quiet hours weekdays, 11 p.m. weekends. Hosts liable for guest violations.
short-term-rentals/noise-rules
Heavy RestrictionsTaxes & Fees
No Westchester County occupancy tax on STRs as of early 2026. NY state 4% sales tax applies; platforms collect since March 2025. Westchester hotel tax applies to hotels but not currently to STRs.
short-term-rentals/taxes-fees
Heavy RestrictionsParking Rules
STR guest parking follows underlying zoning: single-family requires off-street spaces; condo/apartment guests must use assigned or visitor spaces. Downtown street parking has meters/permits.
short-term-rentals/parking-rules
Some RestrictionsOccupancy Limits
NY State Multiple Dwelling Law and NYS Property Maintenance Code apply: minimum 70 sq ft first occupant + 50 sq ft each additional. Bedrooms must meet 70 sq ft and egress rules.
short-term-rentals/occupancy-limits
Some RestrictionsInsurance Requirements
No city-mandated STR liability insurance minimum (since most STRs prohibited). Where permitted long-term, landlord insurance or a commercial rider is standard; Airbnb Host Protection offers $1M guest coverage.
short-term-rentals/insurance-requirements
Some RestrictionsNight Caps
White Plains Municipal Code Sec. 4-28 sets no annual night cap for short-term rentals, but New York Multiple Dwelling Law Section 4(8)(a) bars rentals shorter than 30 days in any Class A multiple dwelling (three or more units) unless the permanent resident is present throughout the stay. Single-family and owner-occupied two-family homes are not affected by MDL Section 4(8).
STR Night Caps in White Plains
Heavy RestrictionsRegistration Rules
White Plains Municipal Code Title IV, Section 4-28 (Rental Housing Registry and License Program) requires every non-exempt rental unit, including short-term rentals, to obtain a Rental Housing License from the Department of Building before being offered for rent. Licenses run January 1 through December 31 and applications must be filed at least 30 days before renting.
STR Registration Rules in White Plains
Heavy RestrictionsLooking for Westchester County county-wide rules?
County ordinances apply to unincorporated areas and may supplement White Plains city rules.
Short-Term Rentals in Westchester County →