11 county-level rules, plus city-specific rules for 4 cities in Westchester County, New York.
Verified from official government sources
Westchester County does not require a countywide STR permit. STR permits/registrations are set by each municipality. Starting March 25, 2025, NY State requires Airbnb and VRBO to collect/remit state sales tax and report quarterly.
STR guest noise is governed by each municipality's noise ordinance. No countywide STR noise standard. Hosts are typically responsible for guest conduct under municipal STR codes where STRs are permitted.
Westchester County imposes a 3% hotel/motel occupancy tax that applies to short-term rentals under 30 days (Westchester County Local Law §270). Plus 4% NY State sales tax plus 1-3% city sales tax (varies).
No countywide STR parking rule. Municipal STR ordinances in Westchester typically require 1 off-street space per bedroom or per permitted occupant.
No countywide STR occupancy cap. Municipal STR codes commonly limit guests to 2 per bedroom plus 2 additional, or follow NY State Property Maintenance Code occupancy formulas based on square footage.
Westchester County does not mandate STR insurance. Some municipalities require $500,000 to $1 million liability coverage as a condition of STR registration.
Several Westchester villages cap unhosted short-term rentals at 90 to 120 nights per calendar year, mirroring suburban approaches used in Westport CT and parts of Long Island, while hosted stays usually face no annual limit.
Westchester County does not impose a countywide host-presence rule for short-term rentals, but several municipalities including Mount Kisco and Pelham require the owner to occupy the dwelling during guest stays as the primary regulatory mechanism.
Many Westchester municipalities, including Croton-on-Hudson, Tarrytown, and Larchmont, restrict short-term rentals to a host's primary residence to prevent investor-owned listings from removing housing supply from the long-term market.
Several Westchester municipalities apply a three-strikes rule under which three substantiated noise, occupancy, or zoning violations within a twelve-month period result in revocation of the short-term-rental permit and a multi-year ban on re-registration.
Pending NY State legislation A8284 would require Airbnb, Vrbo, and similar platforms to verify a host's local registration before publishing a Westchester County listing, shifting compliance burden from individual hosts to the platforms themselves.
4 cities in Westchester County have their own short-term rentals rules. Each link goes to that city's dedicated page with code citations.
8 verified rules • Insurance Requirements, Night Caps
8 verified rules • Insurance Requirements, Night Caps
8 verified rules • Insurance Requirements, Night Caps
8 verified rules • Insurance Requirements, Night Caps
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