Short-Term Rentals in Mount Vernon, NY (2026)
8 verified short-term rentals rules for Mount Vernon, New York, sourced directly from the municipal code and official government pages.
Verified from official government sources
Permit Requirements
Mount Vernon has no dedicated STR ordinance; STRs are treated under existing zoning and rental licensing rules. Short stays in most residential districts are not a permitted use, effectively banning non-owner-occupied Airbnbs.
short-term-rentals/permit-requirements
Heavy RestrictionsNoise Rules
STR guests are held to the same Chapter 179 noise standard as residents. Hosts can be cited for guest conduct; two or more substantiated complaints typically trigger loss of any operating status.
short-term-rentals/noise-rules
Heavy RestrictionsTaxes & Fees
Effective March 25, 2025, NY State requires STR platforms to collect 4% state sales tax plus local tax on stays under 30 days. Mount Vernon does not levy a separate city occupancy tax, but Westchester County's hotel tax may apply.
short-term-rentals/taxes-fees
Some RestrictionsParking Rules
No dedicated STR parking rule. Guest vehicles must comply with standard Mount Vernon parking regulations — alternate-side, permit areas, and residential restricted zones apply identically to guests.
short-term-rentals/parking-rules
Some RestrictionsOccupancy Limits
Mount Vernon follows NY State Property Maintenance Code occupancy standards (minimum 70 sq ft for 1 person, 50 sq ft per additional occupant in a sleeping room). No STR-specific maximum.
short-term-rentals/occupancy-limits
Some RestrictionsInsurance Requirements
Mount Vernon imposes no dedicated STR insurance requirement because STRs are not a permitted use. Standard homeowner policies typically exclude commercial rental activity — hosts should carry short-term rental liability coverage.
short-term-rentals/insurance-requirements
Some RestrictionsNight Caps
Mount Vernon's adopted code does not set an annual night cap for short-term rentals, but New York Multiple Dwelling Law section 4(8) effectively bans every rental under 30 consecutive days in Class A multiple dwellings (3+ unit buildings) unless the permanent occupant is present. The proposed Chapter 267 Article XV would require a permit but does not introduce a numeric night cap.
STR Night Caps in Mount Vernon
Heavy RestrictionsRegistration Rules
Mount Vernon has not yet adopted a dedicated STR ordinance, but Chapter 211 (Rooming Houses) and Chapter 198 (Property Registration) require landlord licensing and rental registration with the Building Commissioner. A 2024 proposed amendment to Chapter 267 (Zoning) would add Article XV requiring an STR permit, periodic inspections, and a primary-residence rule.
STR Registration Rules in Mount Vernon
Heavy RestrictionsLooking for Westchester County county-wide rules?
County ordinances apply to unincorporated areas and may supplement Mount Vernon city rules.
Short-Term Rentals in Westchester County →