6 rules for unincorporated Indian River County, Florida.
Verified from official government sources
Florida preempts local vacation-rental bans (Fla. Stat. 509.032(7)(b)), so Indian River County cannot prohibit STRs. It instead requires a county vacation rental license under Code Sec. 911.15 (Ord. 2016-006), plus a state DBPR license.
Fla. Stat. §509.032(7)(b)
A local law, ordinance, or regulation may not prohibit vacation rentals or regulate the duration or frequency of rental of vacation rentals.
Indian River County vacation rentals must follow the county noise ordinance, and Code Sec. 911.15 flatly bars using a single-family rental for a commercial event - weddings and catered parties with music, dancing, tents, or alcohol.
Indian River County Code §911.15(8)(a)
It shall be a violation of this code for any owner to lease a single family residence as a location for a commercial event at residence.
A short-term rental in Indian River County owes about 11% in lodging taxes: Florida's 6% transient rental tax (Fla. Stat. 212.03) plus the county's 5% Tourist Development Tax on stays of six months or less.
Fla. Stat. §212.03(1)(a)
a tax is hereby levied in an amount equal to 6 percent of and on the total rental charged for such living quarters or sleeping or housekeeping accommodations by the person charging or collecting the rental.
Indian River County caps vacation-rental parking: one automobile per bedroom, not to exceed five, all parked on-site on a driveway - never in the road right-of-way. Homes without a garage get two cars plus one per bedroom, max five.
Indian River County Code §911.15(4)(b)
one automobile per bedroom not to exceed a total of five (5) automobiles
Indian River County caps vacation-rental occupancy at two persons per bedroom plus two more, with a hard maximum of ten per unit - whether on public sewer or a septic system - under Code Sec. 911.15.
Neither Florida nor Indian River County requires vacation-rental hosts to carry insurance. The county license checklist asks for a DBPR license and manager contact, not a policy. Coverage is driven by lenders, HOAs, and platforms.
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