HOA Rules in Sumner County, TN (2026)
3 county-level rules, plus city-specific rules for 1 city in Sumner County, Tennessee.
Verified from official government sources
Assessment & Dues
Sumner County requires every lot in a subdivision with common open space to fund its upkeep on a pro-rata basis, and if the association ever fails to pay taxes on the common areas, those taxes attach directly to each individual lot in the same proportion.
Sumner County HOA Pro-Rata Assessment Rules
Some RestrictionsSumner County Zoning Resolution, Ch. 8, § 806(A)(6), (F)
6. Each individual lot is financially responsible on a pro-rata basis for the maintenance of the open space or common areas, any recreational or other amenities, and all Stormwater infrastructure through the pro-rata funding of the association. If the association ceases to exist for whatever reason, responsibility for maintenance of open space or common areas shall become that of the individual...
CC&R Enforcement
Sumner County will not force compliance with a subdivision's covenants and restrictions by default. If a homeowners' or property owners' association fails to maintain required open space, the County may, but is not obligated to, step in with an injunction or other civil remedy and bill the lot owners for the cost.
Sumner County CC&R Enforcement Authority
Some RestrictionsSumner County Zoning Resolution, Ch. 8, § 806(E)
E. In the event of a failure to maintain such open space or common areas, the County may, but is not required to, seek to enforce the homeowners' or property owners' association's non-performance of its obligations and duties (as described in the covenants and provisions) or as may be required by the Tennessee Code Annotated, through an injunction or any other civil remedy. The cost of such enf...
Board Governance
Sumner County requires any subdivision with common open space to form an incorporated homeowners' or property owners' association before a single lot is sold, with mandatory membership for every owner and permanent, recorded covenants that cannot be watered down.
Sumner County HOA Formation Requirements
Some RestrictionsSumner County Zoning Resolution, Ch. 8, § 806(A), (C), (D)
A. The applicant shall file a declaration of covenants and restrictions that will govern the association. Copies of the proposed covenants, articles of incorporation, and bylaws of the homeowners' or property owners' association shall be submitted with the application for Final Plat or as part of a Major Site Plan approval. The provisions shall include, but not be limited to, the following: 1. ...
HOA Rules by City in Sumner County
1 cities in Sumner County have their own hoa rules rules. Each link goes to that city's dedicated page with code citations.
All Sumner County ordinances
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