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Boone County, IN Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Freeboard standard
Two feet above base flood elevation (FPG)
Applies to
New construction and substantial improvements in SFHA
Non-residential option
Elevate to FPG or floodproof, engineer-certified
Permit required
Floodplain development permit, § 152.12
Violation fine
$100 to $2,500 per day

Summary

Boone County requires new or substantially improved residential structures in a special flood hazard area to elevate the lowest floor, including any basement, to or above the Flood Protection Grade, two feet above the base flood elevation. Non-residential structures must meet the same two-foot freeboard or be floodproofed to that level, enforced by the Area Plan Commission under Chapter 152's floodplain development permit.

These county ordinances apply to unincorporated areas of Boone County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

(B) Residential construction. New construction or substantial improvement of any residential structure (or manufactured home) shall have the lowest floor; including basement, at or above the FPG (two feet above the base flood elevation). Should solid foundation perimeter walls be used to elevate a structure, openings sufficient to facilitate the unimpeded movements of floodwaters shall be provided in accordance with the standards of § 152.36(D). ... (C) Non-residential construction. New construction or substantial improvement of any commercial, industrial, or non-residential structure (or manufactured home) shall either have the lowest floor, including basement, elevated to or above the FPG (two feet above the base flood elevation) or be floodproofed to or above the FPG.

Full Breakdown

Boone County Code § 152.36(B) requires new construction or substantial improvement of any residential structure, including a manufactured home, in a special flood hazard area (SFHA) to have its lowest floor, including any basement, at or above the Flood Protection Grade (FPG), defined elsewhere in the chapter as two feet above the base flood elevation. Section 152.36(C) applies the same two-foot freeboard standard to commercial, industrial and other non-residential structures, but gives owners the option to floodproof to the FPG instead of elevating, provided a registered professional engineer or architect certifies under § 152.36(C)(1) that the structure and its utilities are watertight and can resist the regulatory flood's velocity, duration and hydrostatic pressure.

Structures elevated on solid foundation perimeter walls must include flood openings meeting § 152.36(D)'s minimum criteria: at least two openings totaling one square inch of net area per square foot of enclosed area, positioned no more than one foot above grade. No development can begin in the SFHA without a floodplain development permit under § 152.12, and § 152.13 bars any structure from being located, extended, converted or structurally altered there without full compliance, backed by the § 152.36(A) rule that structures over 400 square feet, additions worth 50% or more of the structure's value, and substantial repairs to storm-damaged buildings all trigger the FPG protection requirement. The Boone County Area Plan Commission's Floodplain Administrator handles permit review and elevation verification under §§ 152.26 and 152.27.

Violations & Fines

Failing to get a floodplain development permit in the SFHA, or failing to meet the FPG elevation or floodproofing standards or the terms of a variance, violates Chapter 152 and is treated as a common nuisance under § 152.99, punishable by a fine of not less than $100 and not more than $2,500, with each day of the violation counted as a separate offense. The Area Plan Commission also warns owners that a willful violation can suspend the property's standard flood-insurance coverage.

Frequently Asked Questions

How high above the base flood elevation must a new home be built in Boone County?
Section 152.36(B) requires the lowest floor, including any basement, of a new or substantially improved residential structure in the special flood hazard area to sit at or above the Flood Protection Grade, which the chapter defines as two feet above the base flood elevation, giving Boone County a two-foot freeboard standard.
Can a commercial building be floodproofed instead of elevated?
Yes. Section 152.36(C) lets new or substantially improved non-residential structures either elevate the lowest floor to the Flood Protection Grade or floodproof to that same level, but a registered professional engineer or architect must certify under § 152.36(C)(1) that the floodproofed structure and its utilities are watertight and can resist the regulatory flood.
What happens if I build in the floodplain without a permit?
Failing to get the required floodplain development permit under § 152.12, or missing the elevation or floodproofing standards, is punishable under § 152.99 by a fine of not less than $100 and not more than $2,500, with every day of the violation a separate offense, and the county may also flag it as a willful act that can suspend flood insurance coverage.

Sources & Official References

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