Boone County, IN Environmental Rules: Flood Elevation Requirements (2026)
Key Facts
- Freeboard standard
- Two feet above base flood elevation (FPG)
- Applies to
- New construction and substantial improvements in SFHA
- Non-residential option
- Elevate to FPG or floodproof, engineer-certified
- Permit required
- Floodplain development permit, § 152.12
- Violation fine
- $100 to $2,500 per day
Summary
Boone County requires new or substantially improved residential structures in a special flood hazard area to elevate the lowest floor, including any basement, to or above the Flood Protection Grade, two feet above the base flood elevation. Non-residential structures must meet the same two-foot freeboard or be floodproofed to that level, enforced by the Area Plan Commission under Chapter 152's floodplain development permit.
(B) Residential construction. New construction or substantial improvement of any residential structure (or manufactured home) shall have the lowest floor; including basement, at or above the FPG (two feet above the base flood elevation). Should solid foundation perimeter walls be used to elevate a structure, openings sufficient to facilitate the unimpeded movements of floodwaters shall be provided in accordance with the standards of § 152.36(D). ... (C) Non-residential construction. New construction or substantial improvement of any commercial, industrial, or non-residential structure (or manufactured home) shall either have the lowest floor, including basement, elevated to or above the FPG (two feet above the base flood elevation) or be floodproofed to or above the FPG.
Full Breakdown
Boone County Code § 152.36(B) requires new construction or substantial improvement of any residential structure, including a manufactured home, in a special flood hazard area (SFHA) to have its lowest floor, including any basement, at or above the Flood Protection Grade (FPG), defined elsewhere in the chapter as two feet above the base flood elevation. Section 152.36(C) applies the same two-foot freeboard standard to commercial, industrial and other non-residential structures, but gives owners the option to floodproof to the FPG instead of elevating, provided a registered professional engineer or architect certifies under § 152.36(C)(1) that the structure and its utilities are watertight and can resist the regulatory flood's velocity, duration and hydrostatic pressure.
Structures elevated on solid foundation perimeter walls must include flood openings meeting § 152.36(D)'s minimum criteria: at least two openings totaling one square inch of net area per square foot of enclosed area, positioned no more than one foot above grade. No development can begin in the SFHA without a floodplain development permit under § 152.12, and § 152.13 bars any structure from being located, extended, converted or structurally altered there without full compliance, backed by the § 152.36(A) rule that structures over 400 square feet, additions worth 50% or more of the structure's value, and substantial repairs to storm-damaged buildings all trigger the FPG protection requirement. The Boone County Area Plan Commission's Floodplain Administrator handles permit review and elevation verification under §§ 152.26 and 152.27.
Violations & Fines
Failing to get a floodplain development permit in the SFHA, or failing to meet the FPG elevation or floodproofing standards or the terms of a variance, violates Chapter 152 and is treated as a common nuisance under § 152.99, punishable by a fine of not less than $100 and not more than $2,500, with each day of the violation counted as a separate offense. The Area Plan Commission also warns owners that a willful violation can suspend the property's standard flood-insurance coverage.
Frequently Asked Questions
How high above the base flood elevation must a new home be built in Boone County?
Can a commercial building be floodproofed instead of elevated?
What happens if I build in the floodplain without a permit?
Sources & Official References
Other rules in Boone County
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