McHenry County, IL Environmental Rules: Flood Elevation Requirements (2026)
Key Facts
- Freeboard, res/non-res/ag
- 2 ft above BFE (the FPE)
- Freeboard, garages & small accessory
- 0.5 ft above BFE
- Addition trigger threshold
- >600 sq ft after 12/1/2014
- Proof required
- FEMA elevation or floodproofing certificate
- Enforcer
- County Enforcement Officer
- Fill standard
- FEMA Technical Bulletin 10-01
Summary
In unincorporated McHenry County, new buildings, additions and substantial improvements inside a mapped floodplain must reach a flood protection elevation (FPE) of at least two feet above base flood elevation (BFE). Attached garages and small accessory buildings need only 0.5 foot of freeboard above BFE. The County Stormwater Management Ordinance sets the standard and requires a FEMA elevation or floodproofing certificate before sign-off.
11. Building Protection Standards for Flood Hazard Areas. The following requirements apply to: all new buildings, building additions, and substantial improvements located within a floodplain; and to all new buildings and building additions in a flood prone area after December 1, 2014 that increase total enclosed area below the BFE by more than 600 square feet. These requirements apply to a building within a mapped floodplain until a LOMC is obtained from FEMA. ... A building may be constructed in a flood hazard area, provided that it meets the FPE and lowest floor elevation requirements listed in Table 5 by utilizing an acceptable protection measure listed in Table 6. ... flood protection elevation (FPE): The BFE plus 2 feet of freeboard, except in the case of attached garages and small accessory buildings, where the FPE is the BFE plus 0.5 foot of freeboard.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2025 S-5: Supplement contains: Local legislation current through Ord. A25-0037, passed 8-19-2025 | State legislation current through ALS 2025 Pamphlet No. 1).
Full Breakdown
The McHenry County Stormwater Management Ordinance's Building Protection Standards for Flood Hazard Areas (Section C, item 11) cover any new building, building addition, or substantial improvement located within a mapped floodplain, plus any new building or addition in a flood prone area built after December 1, 2014 that adds more than 600 square feet of enclosed area below the BFE. 5 foot of freeboard. ' Builders pick an acceptable protection measure from Table 6: construction on permanent fill, elevation on crawl space, stilts, piles or walls, dry floodproofing, or wet floodproofing, though dry floodproofing is not an option for a residential building sitting inside the mapped floodplain.
Fill must follow FEMA Technical Bulletin 10-01 guidance, and every building component below the FPE must use flood damage-resistant materials. Manufactured homes, recreational vehicles and travel trailers parked more than 180 consecutive days must also be raised to or above the FPE and tied down per the Illinois Mobile Home Tie-Down Act rules. Every covered building needs a FEMA elevation certificate or floodproofing certificate before the County Enforcement Officer signs off, though small accessory buildings may submit alternate documentation the Enforcement Officer finds acceptable. The requirement stays in force on a mapped floodplain parcel until a Letter of Map Change (LOMC) is obtained from FEMA.
Violations & Fines
Building below the Table 5 flood protection elevation, or skipping the required FEMA elevation or floodproofing certificate, blocks final inspection and occupancy sign-off from the County Enforcement Officer. A lowest floor set below the required elevation on a floodplain lot counts as non-compliant construction that must be retrofit before the county will clear it, and fill or floodproofing measures outside the Table 6 approved list are rejected outright.
Frequently Asked Questions
What is the required flood protection elevation for a house in unincorporated McHenry County?
Do accessory buildings get a lower freeboard requirement?
When does an addition in a flood prone area trigger these rules?
What paperwork does McHenry County require to prove compliance?
Sources & Official References
Other rules in McHenry County
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