Kendall County, IL Environmental Rules: Flood Elevation Requirements (2026)
Key Facts
- Freeboard
- Base flood elevation plus 2 feet (Sec. 16-52)
- Garage standard
- Elevated to at least 0.5 foot above BFE
- Permit required
- Stormwater permit from the Floodplain Administrator
- BFE source
- FEMA Flood Insurance Study dated January 8, 2014
- Penalty
- Up to $1,000 fine, each day a separate offense
Summary
In unincorporated Kendall County, any new construction or substantial improvement in the regulatory floodplain must have its lowest floor raised to the flood protection elevation: the base flood elevation (BFE) plus two feet of freeboard. Attached garages need only reach a half foot above BFE. The Floodplain Administrator enforces the standard under County Code Chapter 16.
Flood protection elevation (FPE) means the elevation of the BFE, plus two (2) feet of freeboard for structures within the plan limits of the base flood elevation. ... The lowest floor, including basements, of all new construction and substantial improvements must have the lowest floor elevated to the FPE except nonresidential buildings may be dry-floodproofed up to the flood protection elevation instead of having the lowest floor elevated as noted in Subsection (c)(3) of this section. An attached garage for a structure must be elevated up to at least one-half (0.5) foot above the BFE.
Full Breakdown
Kendall County's floodplain ordinance (Kendall County Code Chapter 16, Article II, Subdivision IV) sets the base flood elevation (BFE) from the FEMA County-wide Flood Insurance Study of Kendall County dated January 8, 2014, covering panels such as 17093C0005G through 17093C0225H (Sec. 16-139). The county then adds a mandatory margin: the flood protection elevation (FPE) is the BFE plus two feet of freeboard, or, outside mapped plan limits, the higher of the water table or the 100-year design water surface plus two feet (Sec. 16-52). Under Sec.
16-140(c), every new building and every substantial improvement (work equal to or exceeding 50 percent of the structure's market value, figured cumulatively over a ten-year period) in the regulatory floodplain must have its lowest floor, including any basement, raised to the FPE. Nonresidential buildings may substitute dry-floodproofing up to the FPE instead of elevating, but only if a registered professional engineer certifies the design is watertight and self-operating without outside power. Attached garages get a lighter standard: elevation to at least one-half foot above the BFE rather than the full FPE.
Builders may reach the FPE by permanent fill placed in six-inch compacted lifts extending twenty feet beyond the foundation, structural elevation on piers or walls with flood vents sized at one square inch per square foot of enclosed area, or an engineered crawlspace no taller than four feet measured to the top of the foundation wall. Manufactured homes must be anchored under the Illinois Mobile Home Tie-Down Act. The Floodplain Administrator reviews every plan and elevation certificate before issuing the stormwater permit required for floodplain development.
Violations & Fines
Building below the required FPE without a Floodplain Administrator permit is a Code violation under Sec. 1-9: a fine of up to $1,000.00, with each continuing day treated as a separate offense. The Administrator can also issue a stop-work order and revoke an active permit until the lowest floor is corrected. Insufficient elevation can additionally disqualify a structure from NFIP flood insurance coverage.
Frequently Asked Questions
How much freeboard does Kendall County require above the base flood elevation?
Can a garage be built lower than the rest of the house?
What happens if a structure is built below the required elevation?
Sources & Official References
Other rules in Kendall County
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