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Prince George's County, MD Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

FEMA flood zone rules in Prince George's County, MD, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

NFIP participation began
August 4, 1972
Floodplain defined by
1-percent annual chance (100-year) flood
Permit needed for
nearly all floodplain development
Max fine
$1,000 per violation
Max jail time
6 months per violation
Appeal deadline
10 days to Board of Appeals

Summary

Prince George's County has regulated construction in its 100-year floodplain since joining the National Flood Insurance Program on August 4, 1972. A Department of Permitting, Inspections and Enforcement permit is required for virtually all floodplain development, and violators face misdemeanor fines up to $1,000 plus six months in jail per day of noncompliance.

These county ordinances apply to unincorporated areas of Prince George's County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

Special flood hazard areas are subject to periodic inundation which may result in loss of life and property, health and safety hazards, disruption of commerce and governmental services, extraordinary public expenditures for flood protection and relief, and impairment of the tax base... Prince George's County, Maryland, by resolution, agreed to meet the requirements of the National Flood Insurance Program and was accepted for participation in the program on August 4, 1972. ... Within the County floodplain, no development shall be permitted except as provided in Subsection (b) unless a waiver is obtained from the Department which permits such development. ... Any person who violates the provisions of this Division shall be guilty of a misdemeanor and, upon conviction thereof, shall be subject to a fine of not more than One Thousand Dollars ($1,000) or imprisonment not exceeding six (6) months, or both, for each violation, with costs imposed at the discretion of the Court.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 2026 Update 2).

Full Breakdown

Section 32-202(a)(1) recites the County's findings that FEMA has identified special flood hazard areas 'subject to periodic inundation which may result in loss of life and property, health and safety hazards, disruption of commerce and governmental services, extraordinary public expenditures for flood protection and relief, and impairment of the tax base.' The same subsection notes that the County, by resolution, agreed to meet National Flood Insurance Program requirements and was accepted into the program on August 4, 1972, with all development from that date required to comply.

Section 32-204(a) directs the Department to establish the County floodplain as the area subject to inundation by the 1-percent annual chance (100-year) flood, mapped on official floodplain maps, and Section 32-204(b) extends that floodplain to FEMA Zones A, AE, A1-30, AH, AO, VE and V1-30, wetland floodplains, and areas identified in County watershed studies or GIS-based floodplain models.

Section 32-205(a) prohibits any development in the County floodplain except as fits the permitted categories in Subsection (b), 'unless a waiver is obtained from the Department,' with permitted uses limited to things like flood-proofed improvements to existing structures, utilities meeting the Division's design standards, road crossings, and stormwater facilities.

Section 32-209(a) requires a permit for essentially all floodplain development, including new construction, substantial improvements, manufactured homes, fill and new infrastructure, submitted alongside any building or grading permit application, with a detailed floodplain study required unless the drainage area is under 50 acres and the Department waives it. Appeals of Department decisions go to the Board of Appeals within 10 days under Section 32-210.

Violations & Fines

Section 32-211(c)(1) makes a floodplain violation a misdemeanor, subject on conviction to a fine of 'not more than One Thousand Dollars ($1,000)' or imprisonment of up to six months, or both, for each violation, with each day of continued violation a separate offense. The Department first issues a notice of violation or stop-work order under Section 32-211(b) and can also report the violation to FEMA and the Maryland Department of the Environment, which can result in denial of flood insurance on the property.

Frequently Asked Questions

Do I need a permit to build in a Prince George's County floodplain?
Yes. Section 32-209(a) requires a permit for essentially all floodplain development, including new construction, substantial improvements, manufactured homes and fill, submitted along with any building or grading permit. Section 32-205(a) separately bars development in the floodplain unless it fits a permitted category or the Department grants a waiver.
How does the County define its floodplain?
Section 32-204(a) ties the County floodplain to the area subject to inundation by the 1-percent annual chance, or 100-year, flood, shown on official floodplain maps maintained by the Department. Section 32-204(b) also folds in FEMA Zones A, AE, AH, AO, VE and wetland floodplains identified through County watershed studies.
What's the penalty for building in the floodplain without approval?
Section 32-211(c)(1) makes it a misdemeanor punishable by up to $1,000 in fines, up to six months in jail, or both, for each violation, and every day the violation continues counts as a separate offense. The County can also report the violation to FEMA, which can jeopardize the property's flood insurance.

Sources & Official References

Other rules in Prince George's County

All Prince George's County rules

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