Cheektowaga, NY Environmental Rules: Flood Zones (2026)
FEMA flood zone rules in Cheektowaga, NY, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.
Key Facts
- Governing chapter
- Ch. 125, Flood Damage Prevention
- Flood zone source
- FEMA FIRM panels, effective 6-7-2019
- Permit fee
- $100, plus up to $500 deposit
- Excluded areas
- Villages of Sloan and Depew
- Local administrator
- Town Engineer
- Max fine
- $250 per day of violation
Summary
Cheektowaga defines its flood zones using FEMA's Flood Insurance Rate Maps and requires a Town Engineer-issued permit before any development, filling, or excavation in a mapped special flood hazard area. The chapter excludes the Villages of Sloan and Depew.
§ 125-6. Basis for establishing the areas of special flood hazard. A. The areas of special flood hazard are identified and defined on the following documents prepared by the Federal Emergency Management Agency: (1) Flood Insurance Rate Maps: 36029C0208H, 36029C0209H... whose effective date is June 7, 2019... (2) A scientific and engineering report entitled "Flood Insurance Study, Erie County, New York (All Jurisdictions)" dated June 7, 2019. B. The above documents are hereby adopted and declared to be a part of this chapter.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4996449; v35 updated 2026-05-26; through 05-26-2026).
Full Breakdown
Section 125-6 establishes the areas of special flood hazard for the Town by adopting sixteen named FEMA Flood Insurance Rate Map panels (36029C0208H through 36029C0352H), effective June 7, 2019, together with the Flood Insurance Study for Erie County, New York, dated the same day; both documents are on file at the Town Engineer's office in the Alexander Community Center, 275 Alexander Avenue. Chapter 125 applies to all areas of special flood hazard within the Town's jurisdiction, exclusive of the Villages of Sloan and Depew (§ 125-5), each of which administers its own zoning.
Under § 125-12A, no development, meaning any man-made change to real estate including buildings, mining, dredging, filling, paving, excavation or drilling, may occur in a mapped flood hazard area without a floodplain development permit; the application fee is $100, plus a possible $500 deposit for extra review costs (§ 125-12B). The local administrator, the Town Engineer, reviews applications for completeness and compliance, determines whether a proposed site will be reasonably safe from flooding, and can require additional technical analysis before issuing or denying a permit (§ 125-14A).
Encroachments into a regulatory floodway are barred outright unless an engineer certifies no rise in base flood elevation, or the Town obtains a FEMA conditional map revision at the applicant's expense (§ 125-15B). Where the requirements of Chapter 125 conflict with any other Town or state regulation, the more restrictive standard controls (§ 125-7B). A certificate of compliance from the local administrator is required before any building or land in a special flood hazard area may be occupied or used (§ 125-14G).
Violations & Fines
Developing, building, or filling land in a special flood hazard area without a floodplain development permit, or occupying a structure without a certificate of compliance, violates § 125-9 and § 125-14G, punishable by a fine of up to $250 or imprisonment for up to 15 days, or both, with each day of noncompliance a separate offense. The local administrator may issue a stop-work order for unpermitted or noncompliant development (§ 125-14F).
Frequently Asked Questions
How does Cheektowaga determine which land is in a flood zone?
Do the Villages of Sloan and Depew follow this flood chapter?
Is a permit required to fill or grade land in a flood hazard area?
Sources & Official References
Other rules in Cheektowaga
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Flood Zones in Nearby Cities
How other cities in Erie County handle flood zones.