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Maricopa County, AZ Environmental Rules: Flood Zones (2026)

Heavy Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified April 2026

FEMA flood zone rules in Maricopa County, AZ, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Authority
Flood Control District of Maricopa County
Permit
Floodplain Use Permit required in SFHA
Primary Risk
Desert flash flooding along washes
NFIP
County participates in NFIP
State Law
ARS 48-3601+ flood control authority

Summary

The Flood Control District of Maricopa County (FCDMC) manages floodplain regulations for unincorporated areas and 14 municipalities. Development in FEMA-designated Special Flood Hazard Areas requires a Floodplain Use Permit. Desert flash flooding along washes and arroyos is the primary flood risk. Building in or near washes requires flood control approval. The county participates in the National Flood Insurance Program (NFIP).

City-specific rules exist: Glendale, Chandler, Mesa, Surprise, Scottsdale, Tempe, Goodyear, Peoria, and Phoenix have their own flood zones rules that differ from Maricopa County's county-level regulations. If you live in one of those cities, check the city-specific page instead.

FEMA Flood Map Service Center: Welcome! Looking for a Flood Map? Enter an address, a place, or longitude/latitude coordinates: Looking for more than just a current flood map? Visit Search All Products to access the full range of flood risk products for your community. About Flood Map Service Center The FEMA Flood Map Service Center (MSC) is the official public source for flood hazard information produced in support of the National Flood Insurance Program (NFIP). Use the MSC to find your official flood map, access a range of other flood hazard products, and take advantage of tools for better understanding flood risk. FEMA flood maps are continually updated through a variety of processes. Effective information that you download or print from this site may change or become superseded by new maps over time.

Source: FEMA Flood Map Service CenterView official code

Full Breakdown

FCDMC enforces floodplain regulations under authority from ARS 48-3601+. Floodplain Use Permits are required for construction, grading, or filling in Special Flood Hazard Areas. Finished floor elevations must be elevated above the base flood elevation. Drainage plans must address on-site and off-site stormwater capture and conveyance. Building permits in flood-prone areas require FCDMC review and approval.

Frequently Asked Questions

Do I need a permit to build near a wash in Maricopa County?
Yes. Development in or near FEMA-designated flood zones requires a Floodplain Use Permit from FCDMC. Building in washes requires flood control approval.
How do I find out if my property is in a flood zone?
Check FEMA flood maps or contact FCDMC. The Flood Control District maintains detailed floodplain mapping for Maricopa County.

Sources & Official References

Other rules in Maricopa County

All Maricopa County rules

Compare Maricopa County to another location·View the Arizona environmental rules overview

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