Tempe, AZ Environmental Rules: Flood Zones (2026)
FEMA flood zone rules in Tempe, AZ, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.
Key Facts
- Permit needed
- Before any SFHA construction or fill (§12-27)
- Floodplain Administrator
- City Engineer (Tempe City Code §12-18)
- Effective flood maps
- FIRM panels dated September 18, 2020
- Correction window
- 30 days after written notice of violation
- Penalty
- Misdemeanor prosecution under Code §1-7
- Unpermitted development status
- Declared a public nuisance per se
Summary
Any grading, construction, fill, or manufactured-home placement inside a Special Flood Hazard Area shown on Tempe's FEMA flood maps needs a floodplain permit from the City Engineer before Community Development issues a building permit. Tempe City Code § 12-16 frames flood-loss prevention as the article's purpose, and § 12-27 spells out what the permit application must show, including lowest-floor elevation and floodproofing certification for non-residential buildings.
A floodplain permit shall be obtained before construction or development begins, including placement of manufactured homes, within any Special Flood Hazard Area established in Section 12-20. Application for a floodplain permit shall be made on forms furnished by the Floodplain Administrator and may include, but not be limited to, plans, in duplicate, drawn to scale, showing the nature, location, dimensions and elevation of the area in question; existing or proposed structures, fill, storage of materials, drainage facilities; and the location of the foregoing.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: City Code: Supplement 33 Update 4 | Zoning and Development Code: Supplement 11 Update 2).
Full Breakdown
§ 48-3609 and § 48-3610, general code Chapter 12, Article II. Section 12-16 declares that Special Flood Hazard Areas (SFHAs) in Tempe are subject to periodic inundation and states the article's purpose is to protect life, minimize public flood-control expenditures, and keep the City eligible for the National Flood Insurance Program. Section 12-20 adopts by reference FEMA's Flood Insurance Study for Maricopa County dated July 19, 2001 (revised February 8, 2024) and the FIRM panels dated September 18, 2020, both on file at City Hall, 31 E.
Fifth Street. Under § 12-27, a floodplain permit is required before construction, filling, grading, or manufactured-home placement begins anywhere in an SFHA; the application must show the proposed lowest-floor elevation relative to mean sea level, floodproofing certification from a registered engineer or architect for non-residential structures, and base flood elevation data for any subdivision over fifty lots or five acres. Section 12-19 bars Community Development from issuing a building permit or certificate of occupancy in an SFHA until the Floodplain Administrator, who under § 12-18 is the City Engineer, confirms the plans and finished construction conform to the article.
The Floodplain Board, meaning the City Council sitting in its enforcement capacity, hears appeals of the Administrator's interpretations and hardship variance requests, which § 12-18's hardship definition says cannot rest on mere economic inconvenience or a neighbor's disapproval. S. Title 48, Chapter 21.
Violations & Fines
Development in an SFHA without the written authorization required by A.R.S. § 48-3613 is unlawful under § 12-25. The City Engineer must notify violators by certified mail or personal service, and an uncorrected violation after thirty days is referred to the City Attorney for prosecution as a misdemeanor under § 1-7. Unpermitted flood-hazard-area development is also declared a public nuisance per se that the City can abate, and the Floodplain Administrator may ask FEMA to deny federal flood insurance on the property.
Frequently Asked Questions
Do I need a permit to build in a Tempe flood zone?
What happens if I build in a Tempe floodplain without a permit?
Which flood maps does Tempe use to define Special Flood Hazard Areas?
Sources & Official References
Other rules in Tempe
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Flood Zones in Nearby Cities
How other cities in Maricopa County handle flood zones.