FEMA flood zone rules in Delray Beach, FL — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Delray Beach oceanfront and Intracoastal properties are mostly in FEMA zones AE and VE. Barrier island elevations 7-10 feet BFE; mainland AE zones 6-9 feet. City participates in NFIP Community Rating System (CRS) Class 6, giving residents 20 percent flood insurance discount.
VE zones (velocity wave hazard) along ocean require pilings and breakaway walls per FL Building Code. AE zones require lowest floor at or above Base Flood Elevation (BFE) plus 1 foot freeboard per local ordinance. Substantial improvement (50 percent rule) triggers full flood compliance. Elevation certificates required for new construction.
Building below BFE: denial of Certificate of Occupancy, NFIP policy voidance, $500-$5,000 fines.
Delray Beach, FL
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Delray Beach, FL
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Delray Beach, FL
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Delray Beach, FL
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Delray Beach, FL
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Delray Beach, FL
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Side-by-side rule comparisons with other cities in Palm Beach County.
See how other cities in Palm Beach County handle flood zones.
See how Delray Beach's flood zones rules stack up against other locations.
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