FEMA flood zone rules in Haltom City, TX β also called floodplain regulations or special flood hazard area (SFHA) rules β determine flood insurance requirements and elevation standards for new construction.
Haltom City participates in the National Flood Insurance Program and regulates development in flood hazard areas along Big Fossil Creek. Elevation certificates and no-rise studies are required.
Haltom City participates in the National Flood Insurance Program (NFIP) administered by FEMA and has adopted floodplain management regulations for Special Flood Hazard Areas (SFHAs) identified on the current Flood Insurance Rate Maps (FIRMs) for Tarrant County. SFHAs in Haltom City follow Big Fossil Creek, Little Fossil Creek, and their tributaries, with Zone AE (base flood elevation determined) and Zone A (no base flood elevation) designations and associated regulatory floodways. Any development in an SFHA requires a floodplain development permit from the city's floodplain administrator (typically the City Engineer) in addition to the building permit. New residential structures in Zone AE must have the lowest floor (including basement) elevated at or above the base flood elevation (BFE) plus freeboard of at least 2 feet per the ordinance. Nonresidential structures may be elevated or floodproofed to BFE plus freeboard. Manufactured homes must be elevated on reinforced piers and anchored to resist flotation, collapse, and lateral movement. Substantial improvements (cumulative cost 50 percent or more of market value) to existing structures trigger compliance with current floodplain elevation requirements. Development in the regulatory floodway requires a no-rise certification by a licensed engineer showing the proposed work will not increase base flood elevations, or a Conditional Letter of Map Revision (CLOMR) from FEMA. Elevation certificates stamped by a licensed surveyor are required for new construction and substantial improvements. Flood insurance is required by federal law for mortgaged properties in SFHAs; property owners outside SFHAs may still purchase preferred risk policies. Check your specific flood zone at the FEMA Flood Map Service Center by address.
Building in a Haltom City SFHA without a floodplain development permit violates the floodplain ordinance and federal NFIP regulations, carrying fines up to 500 dollars per day plus loss of community NFIP standing. Unpermitted floodway encroachment increasing BFE can trigger FEMA enforcement and mandatory removal. Failure to elevate new construction to BFE plus freeboard may void flood insurance and require costly retrofit.
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Side-by-side rule comparisons with other cities in Tarrant County.
See how other cities in Tarrant County handle flood zones.
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