FEMA flood zone rules in North Richland Hills, TX — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
North Richland Hills participates in the NFIP with FEMA-mapped Special Flood Hazard Areas primarily along Big Fossil Creek, Little Bear Creek, and Calloway Branch. New construction in Zone AE must elevate lowest floors at least 2 feet above the base flood elevation.
NRH is an NFIP participating community (CID 480607) and enforces floodplain management under Chapter 102 of the Code of Ordinances, adopting rules meeting or exceeding 44 CFR 60.3. FEMA Flood Insurance Rate Maps show Special Flood Hazard Areas (Zone AE) along Big Fossil Creek, Little Bear Creek, Calloway Branch, Walker Branch, and several tributaries, with scattered Zone A areas in outlying parcels. New construction, substantial improvements (any project exceeding 50 percent of structure value), and substantial damage rebuilds in the SFHA must elevate the lowest floor (including basements) at least 2 feet above the Base Flood Elevation (BFE), which is more stringent than the federal 1-foot minimum. Fill, obstructions, and development in the regulatory floodway are prohibited unless a no-rise certification sealed by a Texas PE demonstrates no increase in BFE. Development permits require elevation certificates at finished-floor stage. Manufactured homes in SFHAs must be anchored and elevated. Substantial damage determinations after floods trigger mandatory elevation. Residents can check their flood zone at FEMA's Flood Map Service Center or contact NRH floodplain administrator at (817) 427-6400. Flood insurance is required for federally backed mortgages on SFHA properties.
Building in the floodplain without a permit is a Class C misdemeanor with fines up to 2,000 dollars per day. Non-compliant construction may be denied occupancy and ordered removed.
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Side-by-side rule comparisons with other cities in Tarrant County.
See how other cities in Tarrant County handle flood zones.
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