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Haverford, PA Environmental Rules: Flood Zones (2026)

Heavy Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified October 2026

FEMA flood zone rules in Haverford, PA, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Core rule
No construction, fill or obstruction in the identified floodplain
Repair allowance
Under 50% of market value, no horizontal expansion
Permit issued by
Township Floodplain Administrator (the Zoning Officer)
FEMA community number
420417
Hearing request deadline
30 days after notice is served
Imprisonment on default
Not to exceed 10 days in county prison

Summary

In Haverford Township, Pennsylvania, no construction, development, fill or other placement of an obstruction can take place within any identified floodplain or flood-prone area. Repairs under 50% of market value are allowed if the structure does not grow horizontally. Any work in the mapped one-hundred-year floodplain needs a building permit from the Township Code Enforcement Office.

B. Applicability. ... It shall be unlawful for any person, partnership, business or corporation to undertake, or cause to be undertaken, the construction, reconstruction, substantial improvement, enlargement, alteration or relocation of any structure (including manufactured homes) or any other development of a structure or grounds within an identified one-hundred-year floodplain area or flood-prone area as set forth in the Flood Insurance Study (FIS) ... unless an approved building permit has been obtained from the Township Code Enforcement Office. ... F. Floodplain provisions/variances. (1) No construction or development. (a) No construction, development, fill or other placement of an obstruction shall take place within any identified floodplain or flood-prone area of the Township of Haverford. (b) Repairs, improvements or modifications to an existing structure which amount to less than 50% of the market value are permitted, provided that such work does not result in the horizontal expansion or enlargement of the structure.

Full Breakdown

Section 182-604, the FPC Floodplain Conservation Districts provision, makes it unlawful to construct, reconstruct, substantially improve, enlarge, alter or relocate any structure, including manufactured homes, or to undertake any other development of a structure or grounds within an identified one-hundred-year floodplain area or flood-prone area without an approved building permit from the Township Code Enforcement Office. The mapped area is the one in the Flood Insurance Study and Flood Insurance Rate Maps prepared by FEMA for Community No. 420417, dated November 18, 2009, adopted by the Township as part of the chapter. Flood-prone land includes any area measured 50 feet landward from the top-of-bank of any watercourse.

The substantive rule in § 182-604F(1) is a prohibition: no construction, development, fill or other placement of an obstruction in an identified floodplain or flood-prone area. Repairs, improvements or modifications that amount to less than 50% of the market value are permitted, provided the work does not result in the horizontal expansion or enlargement of the structure. Repaired or replaced water and sanitary sewer systems must be designed to minimize flood damage, and no recreational vehicles are allowed in an identified floodplain area.

The Township Zoning Officer serves as the Floodplain Administrator. Permit applications go to that office in writing and, for new construction or substantial improvement, include an elevation certificate from a licensed professional engineer or land surveyor. The Administrator issues a placard that must be displayed on the premises while construction is in progress. Subdivision and development proposals of at least .50 lot or at least five acres in flood hazard areas without base flood elevation data need hydrologic and hydraulic engineering analyses. Variances cannot be granted for hospitals, nursing homes, jails or prisons, or for new manufactured home parks. A person who receives a violation notice can request a hearing before the Zoning Hearing Board within 30 days, and the hearing starts no later than 60 days after the petition is filed.

Violations & Fines

Building or filling in the floodplain without a permit, or ignoring a notice or order from the Floodplain Administrator or the Zoning Hearing Board, is an offense under § 182-604E(13). The enforcement remedies and penalties in § 182-901G and H apply: a fine not exceeding $600 plus costs of prosecution, with each day a separate offense. In default of any fine imposed by a court, the violator is imprisoned in county prison for a period not to exceed 10 days.

Frequently Asked Questions

Can I build in the floodplain in Haverford Township?
Section 182-604F(1) says no construction, development, fill or other placement of an obstruction shall take place within any identified floodplain or flood-prone area. Repairs or improvements that amount to less than 50% of market value are permitted if the structure is not expanded horizontally. All work needs a Township building permit first.
Who administers the floodplain rules?
The Township Zoning Officer serves as the Floodplain Administrator under § 182-604E(1). If no Floodplain Administrator is designated, the Haverford Township Manager or a designee fills the role. The Administrator reviews applications, issues the building permit and the placard, and checks that all other required permits have been obtained.
Which maps decide whether my property is in the floodplain?
The Flood Insurance Study and Flood Insurance Rate Maps prepared by FEMA for Community No. 420417, dated November 18, 2009, and any revisions or amendments. The Township adopted them as part of Chapter 182. Flood-prone areas also include land measured 50 feet landward from the top-of-bank of any watercourse.
Can I get a variance for floodplain construction?
Variances go to the Zoning Hearing Board with a plan delineating the flooding area and engineering certifications, and the applicant must show good and sufficient cause and exceptional hardship. No variance is available for hospitals, nursing homes, jails or prisons, or for new manufactured home parks under § 182-604F(3).
What happens if I get a floodplain violation notice?
The notice must be in writing, state its reasons and allow a reasonable time to comply. You can request a hearing before the Zoning Hearing Board by filing a written petition with the Zoning Officer within 30 days. The petition stays the notice, and the hearing begins no later than 60 days after filing.

Sources & Official References

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