FEMA flood zone rules in Humble, TX — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Humble enforces FEMA floodplain regulations through its flood damage prevention ordinance. Properties in Special Flood Hazard Areas must elevate structures above base flood elevation. Development in floodways is heavily restricted. Harris County Flood Control District standards also apply throughout city limits.
Humble participates in the National Flood Insurance Program and enforces FEMA floodplain standards through its Code of Ordinances. All new construction and substantial improvements in Special Flood Hazard Areas (Zone A, AE, AO) must be elevated at least one foot above base flood elevation. Substantial improvement is defined as work costing 50% or more of the structure's market value. Mobile homes in flood zones require anchoring and elevation. Development in regulatory floodways is prohibited unless a no-rise certification is provided by a licensed engineer. Harris County Flood Control District regulations impose additional requirements for drainage and detention. Flood zone determinations can be obtained through FEMA Flood Map Service Center or the city. Contact Code Enforcement at (281) 446-4331 for floodplain development permits. Flood insurance is required for properties with federally backed mortgages in mapped flood zones.
Building in a floodplain without proper permits or elevation certificates is a code violation with fines up to $2,000 per day. Non-compliant structures may be denied flood insurance or face higher premiums. The city may issue stop-work orders for unauthorized floodplain development. Repeated NFIP violations can result in community probation.
Humble, TX
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Humble, TX
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Humble, TX
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Humble, TX
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Side-by-side rule comparisons with other cities in Harris County.
See how other cities in Harris County handle flood zones.
See how Humble's flood zones rules stack up against other locations.
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