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Jessamine County, KY Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified October 2026

FEMA flood zone rules in Jessamine County, KY, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit
Development permit before any development in a special flood hazard area
Floodplain Administrator
Administrative Officer of the Jessamine County-Wilmore Joint Planning Commission
Flood study adopted
FEMA Flood Insurance Study dated June 2, 2011
Permit expiry
180 calendar days without commencing construction
Floodway encroachment
Prohibited without engineer's no-rise certification
Penalty
Fine of no less than $500 or up to 180 days
Stream buffer
Natural vegetative strip within 25 feet of channel

Summary

In unincorporated Jessamine County, Kentucky, development in a special flood hazard area needs a development permit from the Floodplain Administrator before work begins. Chapter 155 requires anchoring, flood-resistant materials and protected utilities, and it demands engineered proof before any encroachment in a floodway. A conviction carries a fine of no less than $500.

These county ordinances apply to unincorporated areas of Jessamine County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

§ 155.40 GENERAL CONSTRUCTION STANDARDS. ... In all special flood hazard areas the following provisions are required: (A) All new construction and substantial improvements shall be adequately anchored to prevent flotation, collapse, or lateral movement of the structure resulting from hydrodynamic and hydrostatic loads, including the effects of buoyancy; ... (C) All new construction and substantial improvements shall be constructed with materials and utility equipment resistant to flood damage; (D) New construction and substantial improvements shall be constructed by methods and practices that minimize flood damage; (E) Electrical, heating, ventilation, plumbing, air condition equipment, and other service facilities shall be designed and/or located so as to prevent water from entering or accumulating within the components during conditions of flooding; ... (H) On-site waste disposal systems shall be located and constructed to avoid impairment to them or contamination from them during flooding;

Full Breakdown

Chapter 155 of the Jessamine County Code applies to the special flood hazard areas the Federal Emergency Management Agency mapped in the Flood Insurance Study for Jessamine County dated June 2, 2011, plus any other area the Fiscal Court adds by ordinance (§§ 155.15 and 155.16). The Fiscal Court appointed the Administrative Officer of the Jessamine County-Wilmore Joint Planning Commission as Floodplain Administrator (§ 155.30). That office grants or denies the development permit required by §§ 155.17 and 155.31 before any construction or other development begins. Applications are made on forms the Administrator furnishes, and a floodplain construction permit expires if the holder has not commenced construction within 180 calendar days of issuance.

Section 155.40 sets the baseline for every special flood hazard area. New construction and substantial improvements must be anchored against flotation, collapse and lateral movement, built with materials and utility equipment resistant to flood damage, and built by methods that minimize flood damage. Electrical, heating, ventilation, plumbing and air conditioning equipment must be designed or located to keep water from entering or accumulating. New and replacement water supply and sewage systems must minimize infiltration and discharge, and on-site waste disposal systems must be located and constructed to avoid impairment or contamination during flooding.

Floodways get tighter treatment under § 155.41(E). Encroachments, including fill and new construction, are prohibited unless a registered professional engineer certifies, with supporting technical data, that they will not increase the base flood elevation during the base flood discharge. New manufactured homes cannot be placed in a floodway except in an existing manufactured home park or subdivision. Recreational vehicles in A, A1-30, AO, AH and AE zones must be on site fewer than 90 consecutive days, be fully licensed and ready for highway use, or meet the permit requirements for new construction. Construction within 25 feet of a channel must preserve a natural vegetative buffer strip within at least 25 feet of the mean high water level.

Violations & Fines

Development that departs from Chapter 155 or from a floodplain construction permit is a civil offense under § 155.22(A). The Administrator issues a notice of violation stating the remedy and its deadline, which can include a stop work order. A citation can follow, and the recipient has 7 days to comply, pay the civil fine or request a hearing before the governing body, or the finding becomes final. On conviction, § 155.22(D) sets a fine of no less than $500 or imprisonment for not more than 180 days, or both, plus costs, and each day is a separate offense.

Frequently Asked Questions

Do I need a permit to build in a Jessamine County floodplain?
Yes. Section 155.17(A) requires a development permit before the commencement of any development activities in a special flood hazard area, and § 155.31 says the application goes on forms furnished by the Floodplain Administrator. It shows the proposed lowest floor elevation in relation to mean sea level, plus any engineer or architect floodproofing certification.
Which flood maps does unincorporated Jessamine County use?
Section 155.16 adopts the FEMA Flood Insurance Study for Jessamine County dated June 2, 2011, with its flood insurance rate maps. They are on file for public review during regular business hours at the Jessamine County Courthouse, 101 North Main Street, Nicholasville, KY 40356. The Fiscal Court can supplement them with studies for other areas.
Can I place fill or a new structure in the floodway?
Only with a registered professional engineer's certification and supporting technical data showing the encroachment will not increase the base flood elevation. Under § 155.41(E)(2), a project that clears that test must still meet all applicable flood hazard reduction provisions of §§ 155.40 through 155.46. New manufactured homes are barred from floodways outside existing parks or subdivisions.
What happens if another rule conflicts with Chapter 155?
Section 155.19 says that where the chapter and another ordinance, easement, covenant or deed restriction conflict or overlap, whichever imposes the more stringent restrictions prevails. The chapter does not repeal, abrogate or impair existing easements, covenants or deed restrictions, so a deed restriction stricter than the county rule still controls.

Sources & Official References

Other rules in Jessamine County

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