Jessamine County, KY Environmental Rules: Flood Zones (2026)
FEMA flood zone rules in Jessamine County, KY, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.
Key Facts
- Permit
- Development permit before any development in a special flood hazard area
- Floodplain Administrator
- Administrative Officer of the Jessamine County-Wilmore Joint Planning Commission
- Flood study adopted
- FEMA Flood Insurance Study dated June 2, 2011
- Permit expiry
- 180 calendar days without commencing construction
- Floodway encroachment
- Prohibited without engineer's no-rise certification
- Penalty
- Fine of no less than $500 or up to 180 days
- Stream buffer
- Natural vegetative strip within 25 feet of channel
Summary
In unincorporated Jessamine County, Kentucky, development in a special flood hazard area needs a development permit from the Floodplain Administrator before work begins. Chapter 155 requires anchoring, flood-resistant materials and protected utilities, and it demands engineered proof before any encroachment in a floodway. A conviction carries a fine of no less than $500.
§ 155.40 GENERAL CONSTRUCTION STANDARDS. ... In all special flood hazard areas the following provisions are required: (A) All new construction and substantial improvements shall be adequately anchored to prevent flotation, collapse, or lateral movement of the structure resulting from hydrodynamic and hydrostatic loads, including the effects of buoyancy; ... (C) All new construction and substantial improvements shall be constructed with materials and utility equipment resistant to flood damage; (D) New construction and substantial improvements shall be constructed by methods and practices that minimize flood damage; (E) Electrical, heating, ventilation, plumbing, air condition equipment, and other service facilities shall be designed and/or located so as to prevent water from entering or accumulating within the components during conditions of flooding; ... (H) On-site waste disposal systems shall be located and constructed to avoid impairment to them or contamination from them during flooding;
Full Breakdown
Chapter 155 of the Jessamine County Code applies to the special flood hazard areas the Federal Emergency Management Agency mapped in the Flood Insurance Study for Jessamine County dated June 2, 2011, plus any other area the Fiscal Court adds by ordinance (§§ 155.15 and 155.16). The Fiscal Court appointed the Administrative Officer of the Jessamine County-Wilmore Joint Planning Commission as Floodplain Administrator (§ 155.30). That office grants or denies the development permit required by §§ 155.17 and 155.31 before any construction or other development begins. Applications are made on forms the Administrator furnishes, and a floodplain construction permit expires if the holder has not commenced construction within 180 calendar days of issuance.
Section 155.40 sets the baseline for every special flood hazard area. New construction and substantial improvements must be anchored against flotation, collapse and lateral movement, built with materials and utility equipment resistant to flood damage, and built by methods that minimize flood damage. Electrical, heating, ventilation, plumbing and air conditioning equipment must be designed or located to keep water from entering or accumulating. New and replacement water supply and sewage systems must minimize infiltration and discharge, and on-site waste disposal systems must be located and constructed to avoid impairment or contamination during flooding.
Floodways get tighter treatment under § 155.41(E). Encroachments, including fill and new construction, are prohibited unless a registered professional engineer certifies, with supporting technical data, that they will not increase the base flood elevation during the base flood discharge. New manufactured homes cannot be placed in a floodway except in an existing manufactured home park or subdivision. Recreational vehicles in A, A1-30, AO, AH and AE zones must be on site fewer than 90 consecutive days, be fully licensed and ready for highway use, or meet the permit requirements for new construction. Construction within 25 feet of a channel must preserve a natural vegetative buffer strip within at least 25 feet of the mean high water level.
Violations & Fines
Development that departs from Chapter 155 or from a floodplain construction permit is a civil offense under § 155.22(A). The Administrator issues a notice of violation stating the remedy and its deadline, which can include a stop work order. A citation can follow, and the recipient has 7 days to comply, pay the civil fine or request a hearing before the governing body, or the finding becomes final. On conviction, § 155.22(D) sets a fine of no less than $500 or imprisonment for not more than 180 days, or both, plus costs, and each day is a separate offense.
Frequently Asked Questions
Do I need a permit to build in a Jessamine County floodplain?
Which flood maps does unincorporated Jessamine County use?
Can I place fill or a new structure in the floodway?
What happens if another rule conflicts with Chapter 155?
Sources & Official References
Other rules in Jessamine County
Compare Jessamine County to another location·View the Kentucky environmental rules overview
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