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Snohomish County, WA Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Snohomish County, WA, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit required
Flood hazard permit, SCC 30.43C.020
Governing maps
June 19, 2020 FIS and FIRMs
Floodplain administrator
County director (SCC 30.65.070)
Minimum elevation (Unnumbered A)
2 feet above highest adjacent grade
Enforcement
Chapter 30.85 SCC

Summary

Any development inside a mapped special flood hazard area in unincorporated Snohomish County needs a flood hazard permit before work starts, under SCC 30.43C.020, reviewed against the elevation, floodproofing and floodway standards of chapter 30.65 SCC and FEMA's June 2020 Flood Insurance Study.

City-specific rules exist: Edmonds, Lynnwood, Everett, and Marysville have their own flood zones rules that differ from Snohomish County's county-level regulations. If you live in one of those cities, check the city-specific page instead.

30.65.010 Purpose and applicability. The purpose of this chapter is to protect the public health, safety and welfare in those areas subject to periodic inundation due to flooding, and to minimize losses due to flood conditions in the specific areas subject to this chapter by utilizing the methods and provisions set forth herein. The regulations set forth herein shall apply to all development in special flood hazard areas as defined in this title within the jurisdiction of the county. ... 30.43C.020 Flood hazard permit. Prior to any development within a special flood hazard area as defined in SCC 30.91D.250, a flood hazard permit shall be obtained. The department shall have the authority to approve, approve with conditions, or deny a flood hazard permit using a Type 1 administrative decision.

Source: SCC ch. 30.65 - Special Flood Hazard AreasView official code

Official source re-checked September 8, 2026: no newer edition of the code had been published (publisher’s edition: current through legislation passed August 12, 2026).

Full Breakdown

65 SCC establishes and regulates Snohomish County's special flood hazard areas. 010 states its purpose to protect the public health, safety and welfare in those areas subject to periodic inundation due to flooding, and to minimize losses due to flood conditions. 040(1) adopts by reference the Federal Insurance Administrator's Flood Insurance Study for Snohomish County, Washington, and Incorporated Areas, dated June 19, 2020, along with the accompanying Flood Insurance Rate Maps (FIRMs) of the same date, on file at 3000 Rockefeller Avenue in Everett, as the areas this chapter governs.

250, a flood hazard permit shall be obtained. The county's Department of Planning and Development Services decides the permit as a Type 1 administrative decision, approving, conditioning, or denying it. 030. 65's floodproofing, floodway-encroachment, and density-fringe-area requirements, will not significantly increase flooding on other lands, and will not materially pollute or add turbidity to flood waters. 110, requiring new construction and substantial improvements to be anchored against flotation and lateral movement, built with flood-damage-resistant materials, and, where base flood elevation isn't otherwise available, elevated at least two feet above the highest adjacent grade in an Unnumbered A zone. 85 SCC.

Violations & Fines

Developing within a mapped special flood hazard area without a flood hazard permit, or without meeting the anchoring, materials, and elevation standards of SCC 30.65.110 and SCC 30.65.120, violates chapter 30.65 SCC and SCC 30.43C.020. Both chapters are enforced under the county's general code enforcement procedures at chapter 30.85 SCC, which can result in stop-work orders, permit denial, and civil penalties for unpermitted flood-zone development.

Frequently Asked Questions

Do I need a permit to build in a Snohomish County flood zone?
Yes. SCC 30.43C.020 requires a flood hazard permit before any development in a special flood hazard area mapped on the county's FIRMs. The Department of Planning and Development Services reviews it as a Type 1 administrative decision under the standards in SCC 30.43C.100 and chapter 30.65 SCC.
What maps define Snohomish County's flood hazard areas?
SCC 30.65.040(1) adopts the Federal Insurance Administrator's Flood Insurance Study for Snohomish County and its Flood Insurance Rate Maps, both dated June 19, 2020, as the official basis for the county's special flood hazard areas, with copies on file at 3000 Rockefeller Avenue in Everett.
How high must a new structure be built in a flood zone without a set base flood elevation?
Under SCC 30.65.100(2), new construction or substantial improvement of a residential or nonresidential structure in an Unnumbered A zone lacking a base flood elevation must have its lowest floor, including any basement, elevated at least two feet above the highest adjacent grade.

Sources & Official References

Other rules in Snohomish County

All Snohomish County rules

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