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Lubbock County, TX Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Lubbock County, TX, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit required
Floodplain Development Permit before SFHA construction
Administrator
County Judge (Floodplain Administrator)
Maps adopted
FEMA FIS/FIRM dated Sept. 28, 2007
Effective date
September 28, 2007
Penalty
Misdemeanor, up to $100 per violation
Enabling law
Tex. Water Code § 16.3145

Summary

Unincorporated Lubbock County requires a Floodplain Development Permit before any construction, alteration, or land use change within a Special Flood Hazard Area. The county's Flood Damage Prevention Order, adopted under Water Code § 16.3145 and effective September 28, 2007, incorporates FEMA's Flood Insurance Study and Flood Insurance Rate Maps for Lubbock County dated the same day, and is enforced by the County Judge as Floodplain Administrator.

City-specific rules exist: Lubbock has its own flood zones rules that differ from Lubbock County's county-level regulations. If you live in Lubbock, check the city-specific page instead.

SECTION A. LANDS TO WHICH THIS ORDER APPLIES The Order shall apply to all areas of special flood hazard with the jurisdiction of unincorporated Lubbock County. ... SECTION C. ESTABLISHMENT OF DEVELOPMENT PERMIT A Floodplain Development Permit shall be required to ensure conformance with the provisions of this Order.

View official code

Official source re-checked September 7, 2026: the cited page had not changed since it was quoted.

Full Breakdown

The order applies to all areas of special flood hazard within unincorporated Lubbock County, defined by the Flood Insurance Study and accompanying Flood Insurance Rate Maps (FIRM) and Flood Boundary-Floodway Maps that FEMA issued for Lubbock County on September 28, 2007, and any later revisions (Art. 3 § B). No structure or land may be constructed, altered, or have its use changed within those mapped Special Flood Hazard Areas without a Floodplain Development Permit and full compliance with the Order (Art. 3 §§ C, D).

Permit applications go to the Floodplain Administrator, a role the Order assigns to the County Judge, and must include scaled plans showing the location, dimensions, and elevation of proposed structures and any manufactured home placement relative to the special flood hazard area (Art. 4 § C(1)). The Administrator weighs nine listed factors before approving or denying a permit, including flood and erosion danger, susceptibility of the proposed use to flood damage, access for emergency vehicles during flooding, and the cost of maintaining streets, bridges, and utilities during and after flood conditions (Art.

4 § C(2)). Where this Order conflicts with an easement, covenant, deed restriction, or another order, the more stringent restriction controls (Art. 3 § E). A property owner denied a permit, or who needs relief from the elevation standards, may apply to the county's Appeal Board for a variance, which can be granted only on a showing of good cause, exceptional hardship, and no resulting increase in flood heights (Art. 4 § D).

Violations & Fines

Building or altering a structure, or changing a land use, in a Special Flood Hazard Area without a Floodplain Development Permit is a misdemeanor under Article 5, Section F. Each violation carries a fine of up to $100, plus all court costs and expenses, and Lubbock County can pursue any other lawful remedy to stop or correct the violation, including ordering compliance work at the property owner's expense.

Frequently Asked Questions

Do I need a permit to build in a Lubbock County floodplain?
Yes. Article 3, Section C of the county's Flood Damage Prevention Order requires a Floodplain Development Permit for any construction, alteration, or use change within a mapped Special Flood Hazard Area in unincorporated Lubbock County. Apply through the County Floodplain Administrator, currently the County Judge, before you build, and expect to submit scaled plans showing elevations and the structure's location relative to the flood hazard boundary.
Which maps define the flood hazard area?
The county adopted the FEMA Flood Insurance Study for Lubbock County and its accompanying Flood Insurance Rate Maps and Flood Boundary-Floodway Maps, both dated September 28, 2007, plus any later FEMA revisions, under Article 3, Section B. Your parcel's zone designation on those current maps determines whether the permit and construction standards in this Order apply to your project.
What happens if I build without a permit?
Article 5, Section F makes non-compliance a misdemeanor, punishable by a fine of up to $100 for each violation plus all court costs. The county is not limited to that fine and can take any other lawful action needed to stop the violation or force the property back into compliance with the Order.
Can I get a variance from the flood permit rules?
The county's Appeal Board can grant a variance under Article 4, Section D, but only after finding good and sufficient cause, that denial would cause exceptional hardship, and that the variance will not raise flood heights, endanger the public, or create a nuisance. Variances are barred inside a designated floodway if they would raise base flood discharge levels.

Sources & Official References

Other rules in Lubbock County

All Lubbock County rules

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